How much is the down payment and monthly payment for a 600,000 house?

The down payment of 600,000 houses is around 6.5438+0.8 million. If the mortgage of 600,000 yuan is paid off in 30 years, the monthly payment for commercial loans is 3 184.36 yuan, and the monthly payment for provident fund loans is 26 1 1.24 yuan. The total house price is 600,000 yuan, so the down payment is basically 6.5438+0.2 million yuan to 6.5438+0.8 million yuan, which is 6.5438+0.8 million yuan according to the down payment of 30%. If it is a 20% down payment, it is 6.5438+0.2 million yuan. You can go through the transfer formalities after paying the down payment, as long as you can wait for the real estate license in the future. After you get the real estate license, you can go to the bank to apply for mortgage. The bank will register the information with the real estate license, and after the approval, it can lend money. The real estate license will be returned to the lender after the bank runs out, and the lender will return it normally every month. The monthly loan payment is related to the loan period. The longer the loan term, the less the monthly repayment. At present, most people will choose to borrow for 30 years, and the repayment method will be equal principal and interest. If the mortgage of 600,000 yuan is paid off in 30 years, the monthly payment for commercial loans is 3 184.36 yuan, and the monthly payment for provident fund loans is 26 1 1.24 yuan. To apply for a loan now, you still need to have a good repayment ability. When choosing a loan method, you should choose according to your own economic ability.