Fortune Telling Collection - Ziwei fortune-telling - How to pay for the car when it stopped and was hit by someone else's car

How to pay for the car when it stopped and was hit by someone else's car

1. First, let's see if his parking is illegal. Whether it scratches during normal driving.

2. See if there is any contact information of the injured car. Contact the owner to be present.

I took photos of the accident scene from all angles.

4. If there is no contact information, call the police, tell the police the process you have experienced, whether his car is illegal, and you can't contact the owner.

5. The police will inform the owner to be present, and the police will judge the responsibility.

If you have the responsibility to inform your insurance, you are out of danger.

Remember not to leave without permission, or you will run away.

How to claim for compensation when a new car is hit?

After the car is damaged, the other party is fully responsible and can demand compensation for all direct and indirect losses. Don't move the vehicle after the accident, you should report it to the insurance company first, and the insurance company will send a loss adjuster to determine the damage and make compensation according to the results.

(1) compensation items:

Including the repair cost of the insured vehicle due to the damage caused by the insurance liability accident, and the reasonable rescue you have taken for the vehicle (the towing fee when the insured vehicle loses its normal exercise ability).

The reasonable expenses for using other people's (non-professional fire-fighting units) fire-fighting equipment in the rescue process, if other people's property is lost due to the rescue, shall be borne by the insured.

Non-rented trailer accident in the process of towing, resulting in the loss of the insured vehicle to expand the part) and the reasonable expenses incurred by taking protective measures.

(2) Compensation amount: the insurance company will compensate 80%-95% of the total compensation according to your responsibility in the accident (the rest is the deductible part stipulated in the insurance clauses). The insured bears 80% of the total liability in the accident, 85% of the main liability, 90% of the compensation from both parties to the accident, and 95% of the insured's secondary liability.