Refuse to be a moonlight clan! What should the main stars in Wei Zi do to save money?

Many young people like to follow the trend, enjoy a quality life and spend as much as they earn, so that there is no surplus in their monthly salary. This "moonlight" life not only often makes you feel embarrassed and embarrassed, but also greatly reduces your happiness. ""Now I recommend some clever ways to save money to friends from different main stars, so that everyone can bid farewell to the "moonlight clan"! & gt& gt Count your main stars for free!

First, learn to keep accounts and plan consumption for the right crowd: The main stars of entrepreneurship (Seven Killings, Pojun, Lian Zhen, and Greedy Wolf) For entrepreneurs, the most important thing is to restrain their impulsive consumption if they want to save money. Every time you go shopping, you may wish to draw up a list in advance and go shopping strictly according to the plan to prevent excessive consumption. Financial planning should be done for monthly salary, and 20% to 30% of salary should be deposited in the bank regularly for emergencies. Make a running account every day, make a general list at the end of the month, list large expenditures, compare and analyze which expenditures are reasonable and which expenditures can be avoided, and make some adjustments in next month's expenditures to make ends meet. Such planned consumption can not only save a lot of money, but also ensure a good quality of life.

Second, people who make good investments and choose the right wealth management products: leaders (Wei Zi, Tianfu, Wu Qu and Tian Xiang), if they pay attention to investment and wealth management while spending, they can ensure ample food and clothing in their future lives. Deduct the necessary expenses such as food, clothing, housing and transportation from the salary every month, and deposit the rest in the bank. Choose some wealth management products with lower risk but higher interest rate than bank deposits. Or according to their own characteristics and specialties, make a long-term financial planning and spread the money to insurance, funds, bonds, stocks and other fields. This can not only restrain their habit of spending money indiscriminately, but also turn dead money into living money and bring more economic benefits to themselves.

Third, choose friends carefully and reduce unnecessary entertainment. Suitable for people: supportive people (sun, giant door, secret) like to make friends. Sometimes, in order to establish their "generous" image, they will compete to pay for meals and entertainment expenses, but this often makes their economy tense. When making friends, you may wish to control it carefully! Stay away from friends who spend money, chase famous brands and love to show off in Shanghai, and often get close to friends who are good at financial management and investment, and learn some financial management skills from them. For those friends who don't have a deep friendship, the same model can be adopted to prevent money from being damaged. In addition, you should know how to exercise self-restraint, use cash as much as possible when shopping, and use less credit cards, so that you will know how much money you have spent and will not regard money as a number.

Fourth, master shopping tips, suitable for people who don't want to have fun: cooperative people (Taiyin, Tian Liang and Tiantong) are too soft-hearted and easy to compromise, and are often persuaded by salesmen to buy some unnecessary and impractical products, resulting in high living expenses. If you want to reduce the loss of money, you must master some shopping tips. For example, pay attention to the special discount activities in shopping malls, and take the opportunity to add some more expensive items in life when changing seasons. In addition, when you play, you should be temperate and don't invest too much in games, mahjong, lottery and other speculative activities, so as not to waste money and play with things. Invest the remaining money in education, study and travel, increase your knowledge and skills, and make yourself more competitive in the workplace and live a more fulfilling life.

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