Buying a house to avoid these major misunderstandings is qualified to buy a house.

You can't buy a house blindly, just buy it when you say it. People who don't know the details of buying a house in advance are not suitable for buying a house. If you don't prepare carefully before buying a house and fall into some misunderstandings, it will be difficult to buy a satisfactory house.

Myth 1: Buy up and don't buy down

Today's property market will never have a top and a bottom, so it is difficult for someone to accurately predict the future trend of housing prices. Generally speaking, emerging development zones have great potential and risks. It seems that they will develop new fields, but sometimes they will.

Myth 2: Do not study national policies.

Those who have experienced the crazy ups and downs of the housing market in 2007 should know that if the government does not take action, the housing price in Shenzhen is estimated to be 30,000 yuan/square meter. Therefore, housing prices still have a lot to do with government policies. Before buying a house, watch a little news every day, always understand the real-time policy, buy when the policy encourages relaxation, and pay close attention when the policy regulation begins to tighten. In 20 15 years, the national property market has been relaxed frequently, and now may be a good time to buy a house.

Myth 3: save enough money to buy.

To buy a house to a certain extent, you must master the tricks. If there is no repayment pressure, the lower the down payment, the better, and the longer the monthly payment, the better. The opportunity for ordinary people to "set" state loans is mortgage. The interest on the first house purchase is so favorable. The extra money can be used for investment, and the return on investment can completely offset the interest of the bank. Otherwise, you will always save money. When you save it, the house price rises again, and the money is not enough.

Myth 4: passive real estate speculation

Many office workers feel that after years of hard work, it is better to fry a suite and earn more money, so they can't help but join the team of real estate speculators. I don't know that real estate speculation is a very professional job, because the procedures for realizing houses are complicated, taxes and fees are numerous, and the cycle is long. If you encounter adjustment or inaccurate vision, it will be difficult for you to get rid of it, and finally you can only passively "real estate speculation". If you have to participate in real estate investment, you can choose to join the real estate finance club, so that professionals can help you make money, and the return is relatively stable.

Myth 5: Superstitious experts and scholars

Who experts speak for depends on the environment they live in. For example, experts from government agencies speak mostly on paper, or experts sponsored by some developers and hired at high prices, but these experts tell the truth for the people after receiving money? So if you have to learn classics, you might as well listen to the advice of some predecessors who are really at the forefront of practical operation.

Myth 6: Buying a house is in place at one time.

Being in place once is just an idea of "fortune telling", and anything can happen halfway. If the economic conditions are good, you will certainly improve your living conditions. If your economy is bad and your house appreciates, why can't you sell the money to develop your personal career? I suggest you only plan for 5~8 years at most. What will change in five years, no one will ever know, good or bad will definitely exceed your blind imagination now.

Myth 7: distrust advertising language

Many people get information about buying houses through various real estate advertisements. I don't know that real estate advertisements are "good wishes" concocted by developers who hire writers. Whether this wish can be realized depends mainly on the strength and conscience of developers. Therefore, if you want to buy a house, you have to go to the site for on-the-spot investigation, visit and analyze, consult reliable professionals, and find the old owners to understand the real situation.

Myth 8: only buy cheap and not expensive.

When buying a house, some property buyers often covet cheap (except for those with particularly tight funds, of course), but for the real estate market, the cheap ones may become cheaper and cheaper, and the expensive ones may be more expensive. Therefore, if funds permit, you must buy a prosperous lot or a lot planned by the government, which will be easy to add value or change hands in the future.

Myth 9: Buying a house is not as good as renting a house.

Renting or buying a house is a big problem that puzzles young buyers. Some people have calculated the economic accounts and think that renting a house is more cost-effective than buying a house. However, while calculating the economic account, it ignores the sense of belonging, security and happiness brought by home and house, which is beyond the reach of renting a house. Therefore, if the money on hand is enough to buy a down payment, then on the issue of renting and buying a house, Bian Xiao suggested buying a house.

Myth 10: Look at the future with the eyes of the present.

Many people panic when they encounter inflation. The good future now is not necessarily good, but can the money 20 years ago be compared with today? So it is very important to plan the location of the house. Even if it is not good now, as long as you know its plan, don't worry. Buying a house for self-occupation is an investment. If you want to invest, there must be risks. How to minimize risk and maximize value is a problem that every ordinary person who wants to buy a house should calm down and think about.

(The above answers were published on 20 15- 12-02. Please refer to the actual situation for the current purchase policy. )

When buying a new house, go to Sohu Focus.