Can people who are already sick buy insurance?

People who are already sick can buy insurance, but what insurance to buy must be analyzed according to the actual situation.

Here, seniors and seniors have prepared a dry goods for everyone, which mentions how to insure different kinds of diseases: Super Raiders: Can all kinds of diseases be insured? How to insure?

If everyone just suffers from minor illnesses, such as colds and fever, it basically has no effect on buying insurance. If you have a slightly heavier disease, such as Xiao Sanyang, thyroid nodules, etc., it is difficult to insure serious illness insurance, medical insurance and other insurance with health notification, but you also have the opportunity to successfully insure. But if it is a very serious disease, such as cancer and autism, it is impossible to successfully purchase critical illness insurance and medical insurance.

Because critical illness insurance and medical insurance provide protection for diseases, their health information is stricter and there will be more restrictions on diseases.

Maybe some friends don't know what health advice is, so you can learn from this article: Is the health advice of the insurance company making things difficult for us?

However, even if a friend who suffers from a disease can't buy critical illness insurance or medical insurance, there is still a chance to successfully insure accident insurance.

Accident insurance mainly protects accidental injuries, and the restrictions on diseases are not very strict. Even some accident insurance products have no health notification link and are very friendly to people with diseases.

At present, unexpected risks are everywhere in life, and having an accident insurance can also make us feel more at ease.

In addition, people with diseases should pay special attention to it. If there is something in the health notice that is consistent with their own situation, they must tell it truthfully and don't try to hide it, otherwise there may be disputes in the follow-up claims.

So how should we deal with health notification? There is an answer in this article: What are the tips for health notification when insuring?

Hope to adopt

The same number on the whole network: Xueba said insurance, welcome to search!