Fortune Telling Collection - Comprehensive fortune-telling - How can we prevent being cheated?
How can we prevent being cheated?
In addition, experts suggest that when shopping online, you should inquire about the past transaction records of electronic stores from local consumer groups or inquire about certified electronic stores from e-commerce self-regulatory organizations; After finding out that the other party is a legitimate company, only provide personal information such as credit card number and bank account number when it is really necessary; If the prices of goods in electronic stores or online advertisements are too different or obviously unreasonable, check carefully and don't buy them rashly; When consumers conduct online transactions, they should print out orders containing transaction contents and confirmation numbers or store them in computers, and properly keep relevant transaction records; Parents should care and accompany their children in online shopping activities to prevent their children from being cheated or making transactions beyond their ability.
The police also reminded that if suspicious information is received, it should be reported to the public security organ; After being deceived carelessly, it is necessary to report the case to the public security organ in time in order to effectively reduce the occurrence of such crimes.
Matters needing attention in online shopping
As the basic condition of online shopping, consumers must first have some basic knowledge of computers, so as to better grasp all kinds of commodity information published by merchants on the Internet and truly choose the goods they want; In online shopping, consumers basically can't see the real thing, and there is often a certain gap between goods and samples. Therefore, you must ask for an invoice when you buy online, so that if there is a dispute, you will have a voucher; Consumers should choose reputable and powerful businesses when shopping. Don't trust websites that only contact mobile phone numbers, so after-sales service will be more secure. It is best to choose a merchant with a clear return promise, so that once there is a problem with the goods, it will be easier to solve. Don't place an order easily, especially for bulk commodities, because the contract is established after the order is placed; The payment method of online shopping is mainly credit card. It is best for consumers to change their passwords after each purchase, and it is best to choose cash on delivery as the payment method.
Street fraud is constantly being refurbished and on the rise. Recently, according to a large number of fraud cases uncovered, the police summed up the "18 laws of street fraud" to facilitate the public to recognize the tricks of street fraud and beware of being deceived.
typical case
Method 1: Pretending to be a famous doctor or fortune teller to eliminate disasters or pretending to be a monk and nun to cheat in the name of eliminating disasters.
Case: At the gate of the hospital, a liar asked a victim who wanted to see a doctor: "Where is a famous doctor?" At this time, a "passerby" said that he could take the victim to find it. The third swindler plays a famous doctor and convinces the victim that "I can cure your illness." In the end, the victim was naturally fooled and paid the "treatment fee" and "medicine fee".
Method 2: Fake treasure fraud
Case: Set a trap to say that some fake products-such as fake bezoar, fake gold watch, fake antiques, etc.-are valuable, and then say "I'll chip in with you to buy them" to defraud the victim of money.
Method 3: Fake drug fraud
Case: Using fake medicinal materials such as cancer-specific drugs as bait, connecting condoms in series and playing with double springs to trick the victims into buying from "doctors" together, and the result was cheated.
Method 4: sell "high-tech products" on the street.
Case: Liars who pretend to be "onlookers" generally say, "This high-tech product is very valuable. One of my relatives works in a nearby bank. I can ask him to help you identify it. " As a result, the product was "appraised" and "of course, it is a newly invented high-tech product with great value".
Method 5: foreign currency exchange fraud
Case: I lied that my friend had a car accident, suddenly fell ill and needed money badly. Most of them pretend to be foreign currency with counterfeit money such as invalid secret coins, in exchange for deceiving the victims to take money.
Method 6: Packet Loss and Money Fraud
Case: A swindler deliberately lost an envelope, and another swindler picked it up, pulled out a stack of bills from it, first signaled the deceived person to be quiet, pulled him to a secluded place, and said, "Don't talk, I can share it with you."
At this time, a "loser" came from a distance. Give the envelope to the deceived person and ask him to help hide it. In this way, the deceived person will naturally give him some money or something of value. After the two denied finding the envelope, the three left separately. Most of the envelopes are counterfeit banknotes and counterfeit banknotes.
Method 7: Make up trouble fraud
Case: Lao Caolu saw two men beating "a thin middle-aged man". The "emaciated middle-aged man" asked Lao Cao for help, took out a pile of money, waved it in front of Lao Cao's eyes, put it back in his bag, and then said, "They want to rob me of my money. Please keep it for Lao Cao first, but you'd better leave me your mobile phone so that you can call me later. " Lao Cao took the bag of "thin middle-aged man" home and opened it. It was all Mingbi. When he dialed his mobile phone again, he was ridiculed by the liar.
Manipulation 8: Switch package fraud
Case: In a roadside shop with convenient transportation, he lied to buy a large number of high-end cigarettes, telephone prepaid cards, gold ornaments and so on. And then I wanted to change my bag when I got it, and then I made an excuse to slip away.
Method 9: Fake acquaintance fraud
Case: At the request of a middle-aged man surnamed Yan, Lao Sun took him to Lao Du's house to buy a fan. Meanwhile, Yan pointed to my grandson standing in the distance and said, "There is not enough money to buy fans. Lao Du, can you give me a day off? Anyway, I am a relative of my grandson. " Lao Du believed it. Yan packed up a car full of fans and left. When Lao Du went to find me, he realized that I didn't know this person at all.
Skill 10: Fake winning or SMS winning fraud
Case: On the bus, a passenger saw his neighbor holding the pull ring of a can opener and said, "I won the grand prize of 50 thousand yuan!" " "Several men sitting around are scrambling to buy this tab. These people got off the bus when the deceived people spent 8000 yuan to buy it. In addition, some people use mobile phones to send short messages, telling you that their mobile phone number or home landline number has won the grand prize, and defrauding money on the grounds of mailing fees and paying personal income tax.
Skill 1 1: False bill fraud
Case: Lao Liu went to an electromechanical company to buy agricultural vehicles. As soon as he entered the sales hall, two men came forward to ask if they wanted to buy agricultural vehicles. After receiving the reply, a man surnamed Sun said that he also wanted to buy an agricultural vehicle and had found a comrade-in-arms. He was the section chief of the company and was in hospital. "Comrades promised that as long as I buy more than two agricultural vehicles at a time, they will sell them to me at a price lower than the market price in 500 yuan. Lao Liu, can you buy it with me? " After Lao Liu agreed, the three came to the hospital. "Wang" issued a delivery invoice in quintuplicate after receiving more than 4,000 yuan from Lao Liu and Lao Sun. When picking up the goods, Lao Liu knew that he had been cheated.
Manipulation 12: buying furs and fake Chinese herbal medicines.
Case: Two nonlocal men who live in a hotel or rented house go out to buy weasel skins or medicinal materials every day and introduce business to the landlord from time to time. A few days later, the two found the landlord and said they had something urgent to go home. "Either I put 5000 yuan in your place and ask the landlord to buy me a weasel skin. Every time you pay 120 yuan. "
Three days later, two local men came to the door and sold weasel skins at the price of a 80 yuan. As soon as the landlord saw the price difference, he spent more than 37,000 yuan to buy more than 500 weasel skins. But where did the weasel hide an 80 yuan? The landlord was taken in.
Manipulation 13: Gambling fraud
Case: Lao Ren saw four people playing poker and gambling on the roadside. Seeing that three passers-by made a lot of money from the dealer, Lao Ren joined them. I won a few hundred yuan at first, and then my hand wind has been "not smooth". When he woke up, he had lost all his 3000 yuan.
Manipulation 14: posing as a leader's relative to defraud.
Case: Lao Su was arrested by the police for accepting bribes, and her family member Hu Dajie went around looking for someone to plead. The swindler said, "I am a relative of the leaders of the municipal party committee. I can give you a bail pending trial, but you always have to charge an activity fee. " In this way, the liar has taken away more than 8,000 yuan of "activity fee" from Hu Jie, but half a year has passed and Lao Su still hasn't paid it. When Hu Jie goes to find a liar, where can she find it?
There are also scammers who claim that they can be sent to key universities or promoted to military schools to cheat money.
Skill 15: car rental fraud
Case: Rent a car with a fake ID card and drive it away, or sell it at the agency or sell it at a low price.
Manipulation 16: Call to defraud remittance in an emergency.
Case: After knowing the phone number and mobile phone number of the victim's home, the liar pretended to be a public security officer to pursue the fugitive and told the victim: "Your wife was stabbed, and now we are catching the murderer. You temporarily turn off your mobile phone and cut off your home phone, so as not to affect our handling of the case. "
After the meeting, the swindler pretended to be a doctor and called the victim's wife, saying, "Your husband had a car accident, and now he is in hospital and needs money urgently. Please remit the money to my savings card quickly. "
Because the family couldn't contact the victim, they quickly remitted the money. The money was taken away at once.
Tip 17: borrow your mobile phone and never come back.
Case: In the name of talking about business, the swindler asked the victim to go to restaurants, teahouses, karaoke bars and other public places, and then said, "My mobile phone is dead. I'll borrow your mobile phone to call back. " Then I went out to play and never came back on the pretext that the place was too noisy.
Tip 18: Set a trap for high-paying recruitment
Case: After posting high-paying job advertisements on the street to attract job seekers with superior recruitment conditions, the victim was tricked into saving money in a designated account as a registration fee, and there was no news; Or in the name of enterprise recruitment, rent a house and set up some scams. Once the job seeker pays the registration fee and deposit, the liar disappears.
Police analysis
Why is street fraud difficult to break?
The police believe that street fraud is difficult to detect for three main reasons.
First, fraudsters are mostly fugitives from other places, usually in groups of three or five, and their members are relatively fixed. They fled immediately after they succeeded, which was not conducive to arrest.
Second, because the swindler made a careful plan before committing the crime, he fully gained the trust of the deceived person when committing the crime and bought time for getting out after committing the crime. Third, many victims did not report to the police immediately because they were afraid of being laughed at, which made it difficult for the police to grasp the criminal clues in time and lost the opportunity to catch the liar immediately.
Characteristics of street fraud
According to the police, there are many methods of street fraud, but most of them are superstitious about seeing a doctor to eliminate disasters, accounting for 36% of the total number of fraud cases. The income from street fraud is mainly cash, and some items such as jewelry and mobile phones are easy to transform and sell. In addition, the time of committing crimes is mostly from 8: 00 am to 1 1: 00 am from Monday to Friday, and the number of crimes committed during this period accounts for 52% of the total.
The police said that this is because victims usually go to the bank to withdraw money after being cheated, and it is more convenient to go to the bank to withdraw money from Monday to Friday. Moreover, during this time, most people only have old people and children, and fraud is not easy to be seen through.
Who are easy to be cheated?
Liars generally like to choose elderly women, or they are kind-hearted and seem to have a good temper; Either you seem to have something on your mind; Either single women over 30 years old (accounting for 49% of the total cases); Finally, it seems that people live nearby. It is understood that the incidence rate near residential areas accounts for about 72% of the total.
According to the liar, such women usually scrimp and save, and are easy to get dizzy in the face of sudden windfall. Moreover, most of these women hold the housekeeper's "finance" and think that they are smart and capable, and they will not easily tell others if they have the opportunity to "get rich". The most important thing is that these women are alone, and even if they see through the scam, they are unable to confront the liar.
Police reminder
In order to avoid being deceived, ordinary people should pay attention to four kinds of bad psychology: First, they are greedy for money and let their guard down when encountering windfall. The second is feudal superstition, believing in "magic doctor" and "specific medicine". Third, blindly following the herd mentality, being deceived under the instigation of some "child care". The fourth is self-righteousness and vanity.
"In short, remember that there will be no pie in the sky. People who meet difficulties in the street can be sympathetic, but they can't help others. Once you encounter a scam, you should call the police in time to prevent others from being deceived again. "
Buy pesticides to prevent being cheated.
It is certainly a good method to identify pesticides by using some of the above methods, but in the absence of identification ability, that is, lack of knowledge to identify true and false pesticides, you should be careful not to let hard-earned money be cheated away by profiteers and swindlers. Cheating pesticide money is not serious. What is serious is that buying harmful fake pesticides will lead to greater losses. When you can't recognize or lack recognition ability, pay attention to the following points:
1, don't be greedy and cheap, go to a trusted store or factory to buy it.
"Cheap things must not be good goods" is not accurate, because the price of goods is affected by many factors. The price of the same commodity, even the same name, is not necessarily the same. Some sellers want to make less money and sell cheaply, and some sellers want to make more money and ask high prices, but the quality of the goods is the same, which is true. You bought a cheap one at this time, which means you bought the right one. Now that there are many fakes, the pesticides with the same name and brand are likely to be fake and counterfeit. At this time, you should be careful, don't be greedy and cheap, and don't save trouble. You have to go to a trusted point of sale to buy it, even if it's more expensive, it's a little farther and more troublesome. Don't buy it in bazaars or untrustworthy places, or you will be cheated.
2, don't rely on old experience, try to find people who know how to identify true and false pesticides.
Many people don't want to be cheap or troublesome, but they often buy pesticides based on old experience. You can't say it is wrong by experience, but with the rapid development of science and technology, the tricks and means of many scammers are changing with each passing day. So your old experience is useless and outdated. If you buy pesticides with old experience, you may have bought fake pesticides. You bought a certain brand of pesticide, which you thought was in the past, but today it has become a fake pesticide. In particular, the matter of pesticides is not a trivial matter for a farmer, but a major event related to his own production and family life. So be extra careful when buying pesticides. You can't rely on old experience to find knowledgeable people, but you should find local trustworthy agricultural technicians, plant hospitals, plant protection personnel, agricultural extension personnel and knowledgeable people.
Don't trust others casually, but practice and test for yourself.
Practice is the criterion for testing truth. If you can't find a sensible person, if time and conditions permit, buy some or some pesticides first and try them at home. Is it effective? Is it as good as advertised? This is the most reliable method. However, it is often not allowed to do this during the busy farming season, and it is too late to do so. What should I do now? Is it a blind purchase? Or take other measures? Even if time is too late, you can't blindly buy the pesticides you need. Wouldn't it be a disaster if you bought a fake one? So be careful when buying pesticides, try not to be credulous, and don't blindly engage in experiments and practice.
Don't give up on yourself, keep learning and improve your cultural quality and scientific level.
The further development of today's society and the future society, no matter when farmers farm or engage in other jobs, they must have culture. Illiteracy and subject blindness are not enough. Because a large number of new science, new technology, new knowledge and new information appear constantly, we are required to keep learning, mastering and applying. Without culture and quality, it is impossible to engage in agricultural production by strength and experience. Some people may feel that they are old and have no cultural foundation; You can't study anymore. This attitude of giving up on yourself is wrong. As a modern farmer, we should constantly learn culture, science and technology, knowledge and information. Take pesticides as an example, there is a lot of scientific knowledge about pesticides. What are the new varieties and new dosage forms of pesticides? What are their characteristics? How are their toxicity graded? What is a highly toxic pesticide? What is a highly effective and low toxic pesticide? How to use pesticides scientifically, reasonably and safely. This knowledge is rich, so you won't be cheated when you buy pesticides. Learning is a long process and quite hard. As long as you don't give up on yourself and make up your mind to keep learning, you will gradually master pesticide knowledge, be good at identifying pesticides and use pesticides well, and you will be less deceived and less deceived. If you don't fall for it, you can have a bumper harvest every year.
How to prevent being cheated when buying a mobile phone? At present, mobile phones are becoming more and more indispensable daily necessities for people, and the consumption disputes about mobile phones are also high. How to prevent consumers from being cheated when buying mobile phones?
First, choose a regular dealer. Because there are many distribution channels for mobile phones, consumers must go to regular dealerships to buy them. Don't be greedy for cheap, especially don't buy mobile phones promoted by unlicensed vendors in the streets.
Secondly, you should ask for a voucher verification list. When buying a mobile phone, you must ask for the "three guarantees" certificate and valid invoice, and ask the sales staff to check whether the main body has the main body number (IMEI serial number) and the network access sign, and whether the accessories are complete, so as to check whether the main functions of the mobile phone can work normally.
Third, we should make full use of the "three guarantees" to safeguard our rights and interests. Consumers should understand the main contents of the national "three guarantees" for mobile phones, and make good use of the "mainframe". If it fails to perform within 7 days from the date of sale, they can choose to return, exchange or repair it; /kloc-If there is a performance failure within 0/5 days, you can choose replacement or maintenance. At present, there are more and more functions of mobile phones. We should try our best to self-check all the functions within 7 days or 15 days, and go to the dealer in time if we find any problems.
What needs special attention is that when consumers repair mobile phones, they should ask the repairer to fill in the repairer's name, address, postal code, telephone number and maintenance record truthfully and completely on the "Three Guarantees" voucher, and pay attention to deducting the time occupied by the repair from the "Three Guarantees" validity period and not delaying the spare parts to be repaired. In addition, consumers should ask for a new "three guarantees" repair certificate after exchanging goods, and the validity period of the "three guarantees" of goods will be recalculated from the date of delivery.
One more thing, consumers should choose the dealer or repairer designated by the manufacturer for maintenance. This not only ensures the technology, but also makes the price of maintenance items public and ensures the implementation of the "three guarantees" responsibility of mobile phones.
Graduates should beware of being deceived when applying for jobs.
It's the peak of graduates' employment and job hunting again. Because graduates lack social experience and don't know the complexity of society, they hit a wall a lot and feel particularly frustrated. Here, the author talks about some traps that are often encountered in the process of job hunting, hoping to help graduates take less detours or even avoid being deceived.
First, the interview fee
Some people take advantage of students' eagerness to find a job, deceive students, forge recruitment information, or make a makeover of existing recruitment information, and then inform students to go for an interview, asking them to remit the interview fee to one of their accounts before leaving, with the amount generally ranging from 100-200 yuan. Recruitment interview is a two-way choice opportunity. Neither the job seeker nor the recruiting unit provides any specific services for each other, so it should not involve any fees at all. Remind job seekers to ignore any information they see about remittance or bringing cash to the interviewer. If it is your company, go directly to the other party's personnel department to confirm the time and place of the interview. Of course, if you have a strong sense of justice and don't want other job seekers to suffer, you can find the accounts given to students by those people and give them to the police. As the current bank deposits are registered in real-name registration system, the account holders have left their names, and the banks have kept their ID numbers.
Second, the post deduction card
Freshmen from other places will generally encounter the problem of household registration transfer after they have successfully applied for jobs and received employment letters. As a company, we should handle it for them. However, during the probation period, fresh graduates found that the conditions promised by the company were not fully fulfilled, so they confidently proposed to leave unconditionally during the probation period. At this time, some irregular companies refused to release the ID cards and other documents of fresh graduates on the grounds of registered permanent residence, demanding compensation for the so-called "liquidated damages" (in fact, there is no need to compensate for liquidated damages when leaving during the probation period, and the company does not exchange conditions first), and even got stuck, so fresh graduates are often at a loss in the face of this situation. Of course, these problems can be solved by labor arbitration institutions, but they are very troublesome. I don't know how long it will take to find out and clear your name. By this time, you are exhausted. As for the compensation, a little. It's too uneconomical. To tell the truth, this is a headache for even experts, but you must face it. There is no inevitable solution, but it is not helpless. We advise you to be careful from the beginning and not to hand in the documents in a hurry. First, learn more about the background and reputation of this company; Second, pay more attention to the first few days of work; After getting familiar with colleagues, talk casually about this company; Third, carefully observe whether the employees and management of the company follow the rules and are serious and reliable. When you confirm that this is a trustworthy company, then hand in your certificate.
Third, try the trap.
Some students are about to pass the probation period and can become regular workers. However, they inexplicably received a notice from the company's personnel department, told that they were dismissed before the probation period, and then they were dumbfounded. Is it really the problem of these students? In fact, in order to save costs, some small companies will change a group of new people when the probation period is coming. In this way, there is no need to raise wages and pay other expenses. They took advantage of college students' psychological difficulties and eagerness to find jobs, which seriously harmed the interests of students. Although not everyone can enter a big company after graduation, students who choose a small company should be extra cautious. You must know everything you can about this company. What is the background of the management? What are the company's positioning and goals? Are the company's products distinctive? Is there any prospect? What is the quality of employees? You may not judge, so use the information you get to consult teachers, parents and experts.
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