Minsheng Credit Card Opening Ceremony

What is the first card in life? Three credit cards for beginners.

Many friends who apply for a card for the first time will have difficulty in choosing and don't know what credit card to apply for. If you have a similar situation and don't know how to choose the first card in life, I suggest you start with the application threshold, your own needs and preferential activities. Today I will introduce three very good credit cards for beginners.

Before that, let me tell you how to choose a credit card. Of course, it is mainly considered from three points:

1, application threshold

For the first time to apply for a credit card, it is best to choose a credit card from a commercial bank with a low card threshold. For example, Bank of Communications, China Merchants Bank, Industrial Bank, Minsheng Bank, these banks' credit cards are easy to handle as long as they meet the application age, have stable jobs and income sources, and have good credit.

2. Self-demand

To apply for a credit card, you still have to start from your own needs. After all, what suits you is the best. So you need to know what you use to apply for a credit card, whether for eating, drinking, shopping or for a better trip.

3. Preferential activities

In addition to superficial financial concessions, credit cards often hold preferential credit card activities. Some brands of credit cards can offer discounts to cardholders all the year round, and these tangible discounts and exemptions are the most beneficial things for cardholders.

Okay, let's get down to business. Let's take a look at these three novice credit cards.

1. China Merchants Bank: Young Card

Speaking of the necessary credit card for beginners, many card friends will think of China Merchants Bank's young card, which has very good rights and low application threshold. It is quite good to choose this credit card as the first card in life. The advantages of this card are as follows:

-Free handling fee for the first withdrawal every month.

-Double points for birthday month, with a maximum of 2,000 points per household.

-Cash withdrawal amount 100%

-Card Opening Ceremony: New customers will be given Samsonite backpack or Pentium electric shaver in full by swiping their cards.

Comments:

China Merchants Bank Youth Card is only available to customers under the age of 30, and the application threshold is low, credit card approval is fast, repayment is convenient, and the credit limit is constantly improving, with the maximum credit limit of 100%. From the card itself, this credit card is really good.

In addition, China Merchants Bank's credit card preferential activities are very strong. The ongoing 10 yuan storm has brought many gifts to everyone. In addition, there are various activities worth participating in, such as snapping up points at 3 pm every day and 50% off meal coupons every Wednesday. Grab the meal ticket and you can have a nice meal.

2. CITIC Taobao co-branded credit card

If the main battlefield of shopping is Taobao, then CITIC Taobao co-branded credit card is the first one. As a gold card, the application threshold is quite low, and the specific rights and interests are as follows:

-Gold card consumption is free of annual fee.

-Multiple points for online transactions.

-4 hours 1000 yuan flight delay insurance

Comments:

The biggest feature of this card is that online shopping has points. Alipay can pay up to 5 times the usual points quickly, on special days (member's birthday, double 1 1, etc. ), you can also get points as high as 10 times. The higher the membership level of Taobao, the better. Even if you don't have points in Taobao, you can use this card to pay twice the points quickly.

When the POS machine swipes the gold card, the single score is less than 2,000, and the double score is more than 2,000. There is a flight delay risk of 1 1,000 yuan. The threshold is not high, and the points are generally exchanged for mileage or gifts.

3. Pufa Youth Credit Card

The credit card of Shanghai Pudong Development Bank is also a good application among all commercial banks. This kind of youth credit card is mainly for young people, so the application threshold will not be very high. In addition, the rights and interests of the card are also remarkable. Specific rights and interests are as follows:

-Every time you buy, you can open a red envelope, get points and grab the red envelope shared by your friends.

-You can get 5 times bonus points. Alipay/WeChat/Catering/Department Store/Hotel/Entertainment 6 categories, choose 2 categories, each category has 3 yuan every month.

-Free handling fee for the first withdrawal every month.

-Double points for birthdays, Christmas, Valentine's Day and Singles' Day.

-Free annual fee for life and free anti-theft brush service.

Comments:

Pufa Youth Credit Card, with its unique one card with two quotas, 10% discount rate, 10,000 yuan quota and double points, is more in line with the consumption needs of modern young people (low rate, high quota and multiple discounts).

The age range is between 20 and 30, and they are college graduates or young people who still have dreams after working for several years. Work certificates, copies of ID cards or other supporting materials can be submitted at bank outlets, WeChat and official website.

How to get a credit card (debit card) opening gift?

Credit cards (debit cards) of various banks will be presented to new users. Users who meet the requirements for receiving gifts can log in to the credit card (credit card) center in official website for redemption. Some banks also need to go to the outlets to collect gifts in person. Take China Merchants Bank as an example, users need to download and install the Pocket Life APP to receive the card opening gift of credit card (debit card). After logging in to the binding, they can choose the activity reward, the first gift, the corresponding credit card (credit card) and then collect the gift.

Online credit card (debit card) opening ceremony will be sent to users by express delivery.

Does Minsheng Bank credit card have a Rubik's Cube black card?

No, the Rubik's cube black card is an equity card, not a credit card, nor is it issued by a bank. The credit card grades of Minsheng Bank are Puka, Gold Card, Standard Platinum Card, Elite Platinum Card, Luxury Platinum Card and Diamond Card.

1, Minsheng 55 Haitao co-branded credit card (gold card) Applicable people: Haitao's advantages and interests: 300 yuan's annual fee is exempted in the first year, and the annual fee is exempted in the second year of card swiping 1 foreign currency transactions. VISA cash back 1%, 100 USD gratitude feedback. Using this co-branded card to trade on 55 Haitao platform, you can enjoy an additional 100 USD rebate for card opening rights, and Haitao can enjoy an additional 2% cash back free of foreign currency transaction fees and 3% free of overseas cash withdrawal fees.

2. People who apply for Minsheng Women's Flower Credit Card (Platinum Card): Women's advantages and interests: 600 yuan's annual fee is exempted in the first year, and credit card consumption is 18 or 50,000 yuan (or equivalent foreign currency). The annual fee is exempted in the next year to enjoy the exclusive privilege of double points on Thursday and receive flowers for free. If you spend 3 99 yuan per month, you will have the opportunity to receive an exclusive gift in stages, and flowers will be collected free of charge. Have the opportunity to receive a bunch of flowers in stages.

3. Minsheng China Petroleum Co-branded Refueling Credit Card (Platinum Card) is suitable for people: advantages and rights of self-driving travelers: annual fee of 600 yuan is exempted in the first year, and annual fee of 18 or 50,000 yuan (or equivalent foreign currency) is exempted in the second year, so that the tanker credit card can be recharged once a month when it reaches the standard in 500 yuan, and 500,000 aviation accident insurance and 65,438+million can be donated for road rescue service.

4. Minsheng American Express Changyou Credit Card (Platinum Card) Applicable people: Advantages and rights of business people going abroad: the annual fee in 600 yuan is exempted in the first year, and the credit card consumption is 18 or 50,000 RMB (or equivalent foreign currency). In the next year, American Express is exempted from 5% off-line pen consumption in South Korea, France, Britain and Thailand, and the online cash can be up to $600, and the cash can be up to 40% when purchasing Singapore Airlines tickets.

5. Minsheng Elite Platinum Credit Card: Advantages of mid-range business people: annual fee 1.800 yuan is exempted in the first year, and the annual fee in the next year is paid in the form of "1" card set, and 200,000 exclusive points are automatically deducted. You can freely choose "UnionPay VISA" or "UnionPay American Express" brand aviation delay insurance: you can pay for a delay of two hours 1 0,000. Or pay 2000 yuan/trip accident insurance for 4 hours delay. Fixed amount: you can enjoy100000 aviation accident insurance and100000 traffic accident insurance, CIP (full departure service for guests) of the annual road rescue airport, airport lounge, lounge, luxury hotel, overnight LoungeKey members and dental service registration.

6. Minsheng Shangri-La Luxury Platinum Card: Advantages and rights of high-end business people: 20% discount on the annual fee in the first year, 3600 yuan/year for the main card, 20% discount on the supplementary card 1.800 yuan/year, automatic membership of Shangri-La VIP Gold Ring Club, and automatic cumulative reward for Shangri-La consumption by Shangri-La VIP Gold Ring Club, enjoying more preferential points cumulative proportion, and up to 20% discount on hotel meals.

Is it true that JD.COM Minsheng opens a card?

The opening of JD.COM Minsheng Card is true.

How about Minsheng Bank JD.COM co-branded credit card?

Minsheng Bank JD.COM Co-branded Credit Card is a platinum card issued by UnionPay, which requires higher personal qualifications of the applicant, and the same credit card limit will be higher. The reference amount is about 5000-65438+ million, and everyone's credit information and financial situation are different. Specifically, the following card amount shall prevail. When you apply for a card, you can submit as many personal financial certificates as possible, such as real estate and running water certificates, which is beneficial to the card quota.

In addition, the annual fee for the joint credit card of Minsheng Bank in JD.COM is 600 yuan/year, and the annual fee is exempted: the annual fee is exempted in the first year, and the annual fee is exempted in the second year when the card is swiped 18 or 50,000 yuan. Friends who want to reduce the annual fee must remember to swipe their cards within one year.

What are the rights and interests of Minsheng Bank's JD.COM joint credit card?

First, the Spring Festival limited gift, send 258 yuan to consume gold red packets.

From now until February 28th, 2022, new users who issue Minsheng Bank's JD.COM co-branded credit card for the first time will get a 50 yuan if they activate their credit card within 30 days after credit card verification, a 80 yuan if they make the first payment within 30 days, and a 128 yuan if they make the first three payments in 99 yuan within 30 days after verification.

Two, new households enjoy the gift of opening a card, and the value-added gift is "one-point purchase"

From now until June 5438+February 3, 20221day, new users who issue Minsheng Bank JD.COM co-branded credit cards for the first time can enjoy the "one share purchase" consumption activity by activating their credit cards within 30 days. Gifts of "One Share Purchase" activities include: JD.COM100 RMB full discount coupon, in-kind gifts, JD.COM physical examination service and JD.COM dental cleaning service.

Third, weekly brush, weekly reduction.

From now until February 3, 20221day, cardholders who successfully bid for Minsheng Bank's JD.COM co-branded credit card can use the co-branded credit card once a week (Monday to Sunday is one week) in any scenario, and then they can get JD.COM 10 yuan's reduction coupons, which can be used in JD.COM Mall APP, JD Finance APP and Jingxi APP. The rights and interests start from one week after the card is approved, and can be enjoyed for a maximum of 52 weeks, with a maximum of 520 yuan/household.

To sum up, it is a complete introduction to Minsheng Bank JD.COM co-branded credit card, including the amount, annual fee and rights and interests. Interested friends can go to Minsheng Bank official website for details or apply at the offline business outlets of Minsheng Bank.

Which credit cards have gifts in installments?

_┽2020 Which banks have credit card gifts? These banks are full of sincerity! ┽_

Giving gifts by credit card is the marketing strategy of many banks, and it really attracts many customers. After all, it is good to get wool from the bank as long as you have a card, but this is usually the exclusive benefit of new residents, and the gifts given by each bank are different. So, which banks will give away credit cards in 2020? Let's have a look.

Which banks will give away credit cards in 2020?

1, China Merchants Bank

China Merchants Bank's credit cards also have gifts, but only for certain types of cards, gifts are not necessarily the same.

For example, HelloKitty cookie package will be given when the HelloKitty card reaches the standard, FGO limited card book or 1000 points will be given when the FGO card reaches the standard, Hilton free living or 1000 yuan luxury bag will be given when the Centurion card reaches the standard, Titan suitcase or TOMMYHILFIGER bag will be given when the Constellation Guardian Credit Card reaches the standard, Baokemeng fan card will be given a Baokemeng backpack or a four-piece set of travel washing and storage, and

Moreover, these new households have card types with card swiping ceremony, which are all promoted by banks, and the application is easier to pass.

2. Minsheng Bank

Minsheng Bank also has its own card gifts for different types of cards, which are also aimed at new residents.

For example, Minsheng American Express Yao Hong Card recently issued by Minsheng can be easily settled in RMB both at home and abroad. The card can be exchanged for a 20-inch suitcase or American Express customized version of the Forbidden City culture "Taihe Guang Yun" cultural bookmark, with double privileges; There is also Minsheng JD.COM Plus Credit Card, which can not only offer preferential year-end fees, but also give away 2-year JD.COM Plus members and 100 RMB without threshold red envelopes.

Specifically, you can check the card type of the turntable rolling in the Minsheng Credit Card Product Center, which is also a hot push card, making it easier to get rid of the card.

3. Ping An Bank

Ping An Bank also receives some cards or gifts from new residents through specific channels.

For example, the new owner of Ping An Hutu owner's credit card enjoys the 3888 Hutu gift package, and 88 yuan orders a small maintenance gift package, which is a triple gift of 88% off for free car washing and refueling every month; Hungry? New credit card users swipe their cards 3 times before the end of the month, spending 188 yuan. Send members if you are hungry for six months. Ping An Good Owner Credit Card If the new owner has any consumption before 65438+February 3 1, he can exchange it for 8 yuan Picasso 20-inch ABS suitcase.

If you don't know which Ping An cards have card opening ceremony, you can reply to the card opening ceremony directly on the official account of Ping An Bank Credit Card WeChat, and there will be a push message.

The above is the introduction of "which banks will have credit cards with gifts in 2020", hoping to help everyone.

Credit card credit card application credit card opening gift credit

Credit card overdue problem,

What is the routine of giving gifts by credit card?

Some banks send gifts through credit cards, in fact, by giving gifts to attract customers to apply for cards, so as to complete the task of issuing cards at outlets, and salesmen can also complete their own achievements (generally, salesmen will get a certain commission for each card issued by banks).

The routine is to use gifts to urge qualified customers to apply for credit cards. Employees in bank outlets will have the task of handling credit cards, and the completion of the task is related to the performance of employees. Every time a card is completed, the employee will get a certain commission. It should be noted that although some customers have a card opening ceremony, they need to complete the prescribed consumption amount.

A scam is not a scam, but if you just go for a gift, there is no need to do it, because the annual fee charged by the bank is more valuable than your gift, not to mention other routines used by credit cards; Regret is like canceling a card. That bank won't let you run away in vain. If you want to cancel your card, you must activate your credit card.

Giving gifts with CMB credit card is a marketing tool of CMB credit card, not a trap. Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front and a magnetic stripe on the back.

This concludes the introduction of Minsheng Credit Card Opening Ceremony and Minsheng Credit Card Opening Ceremony. I wonder if you found the information you need from it?