What's the difference between a young card and a constellation card?

The difference between a young card and a constellation card is as follows:

1, the distribution objects are different. Young cards are issued to young users under the age of 30, and constellation cards are issued to customers under the age of 40.

2. The prepaid amount is different from the handling fee. The withdrawal limit of young card is 100% of the credit limit, and the first withdrawal is free; The withdrawal amount of the constellation card is 50% of the credit line, and the first withdrawal is inevitable.

3. Different guarantees. Young cards have no commercial insurance; Constellation cards have commercial insurance.