P2p online loan business

With the release of annual and quarterly reports of P2P online lending industry. Interestingly, the report shows that among P2P investors, men prefer financial management and women prefer financial management. In addition, more and more post-90s "run the market", borrow money and have a strong sense of consumption in advance.

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Harmonious loan: women are more generous.

In the traditional concept of China people, men are smarter than women in investment and financial management. According to big data, 70% of P2P investors in China were men and 30% were women last year. Compared with women, men have a higher acceptance of P2P online loan financing.

Women have a lot of money, which can be described as "big money". According to Heyuan Dai Rong, more than 60% of the investment in the first quarter of this year was contributed by women! In other words, a few women are much more generous than men.

It is worth noting that the financial analyst of Heyuan Dai Rong pointed out that compared with previous years, the proportion of female online loan investors increased by 4.72 percentage points, and the proportion increased year by year.

Harmonious loan: Libra is the most embarrassing, and it gradually increases after 60.

Which of the twelve constellations is the deepest? According to statistics from various sources, Libra, Scorpio and Lion rank TOP3. Specifically, these three constellations account for 1 1%, 10% and 8% respectively.

In the age distribution of online loan investors, the "post-80 s" aged 26-35 accounts for as much as 40%; Followed by the "post-70 s" group aged 36-45, accounting for more than 20%; The post-90s generation accounted for 15%, ranking third.

In addition, compared with previous years, the participation of "post-60 s" online loan investors has increased significantly, which shows that uncles and aunts have sufficient funds at hand and their acceptance of the Internet is gradually increasing.

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Rongyuan loan: the demand for loans after 1990 is great.

The financial resources of the post-80s generation have improved, and they have gradually changed from borrowers to investors, which has a strong demand for financial management. At the same time, the "post-90 s" first entered the society, with weak financial resources and strong loan demand. According to statistics, nearly half of the millions of new users in the first quarter of this year were born after 90.

According to the Global Population Development Report 20 15 issued by the United Nations, by the end of 20 15, the post-90s generation will account for 22.7% of the labor force aged 15-60. The proportion of post-90s generation in China's labor force is increasing, which means that post-90s generation is gradually becoming the main force of consumption. Financial analysts of Rongyuan Loan predict that the proportion of users after 1990s will further expand, and they will occupy the future of consumer finance.

Related question and answer: What does "investment and loan network" mean? The full name of investment and financing loan is the SME service center of investment and financing loan, and the investment and financing loan network is the website of investment and financing loan.