Wei Zi Hope City has a down payment of 50,000 yuan.

Real estate companies only apply for real estate licenses after loans, which is not protected by law;

It is illegal to raise the selling price to defraud bank loans!

Did you sign the "Yin-Yang Contract"?

On the surface, it seems profitable to apply for loans at high housing prices, but there are potential hidden dangers in this way.

First of all, when there is a dispute between the two parties and there are two contracts with different prices, it is controversial which contract price is used to determine the house price. For the buyer, of course, it is a contract that advocates low price, while the seller is just the opposite. In this case, the interests of the buyer may be harmed.

Secondly, colluding to obtain more loan lines actually harms the interests of the third party, that is, the bank, which is also suspected of defrauding the bank loan, especially when the buyer can't repay the loan according to the loan contract. In addition, the two sides agreed to make high housing prices, which directly led to the increase of taxes and deed taxes.

The more mortgages, the more interest you need to pay.

Once the bank sees through it, the mortgage application is likely to be rejected directly, and it will be more difficult to apply for a mortgage in the future.