How do I know the passbook has a password?

1. Check whether there is the word "withdrawal by password" on the first page of the passbook;

2. Go to the bank counter or call the bank customer hotline.

If you don't have a password, you can get it directly, but if the amount is large, you should provide the formalities according to the requirements of the bank. If there is a password, explain the specific situation to the bank counter and see what documents the bank requires. Generally, it is ID card (agent and depositor), death certificate, household registration cancellation certificate, notarial certificate or legal document.

Please go to the bank counter for details.

Expand the function of data passbook:

The passbook will record your every expenditure, which is impossible for a bank card. If you deposit money in a bank card, you won't see the numbers. You can only see it when you check at ATM or log in to mobile banking.

For today's young people, it may not have any impact. But for some elderly people, the impact is even greater, because the elderly are more willing to trust the passbook than the credit card, so most of them are middle-aged and elderly now.

In fact, simply speaking, the passbook has most of the functions of the bank card, but the bank card cannot realize some functions of the passbook. Compared with the bank card, the passbook is more secure, and you can clearly know your every expenditure, so the function of the passbook cannot be completely replaced by the bank card.

Because bankbooks have most of the functions of bank cards, but bank cards are not as multifunctional as bankbooks. Then there is the high security of the passbook. You can clearly see the deposit details and keep all the money in your heart, so the passbook can never be completely replaced by the bank card.

The biggest advantage of passbook compared with bank card is that it can print out the running water at any time, including the change of deposit and interest, and each pen will be clearly recorded in the notebook. It is not so convenient for a bank card to find its detailed information at any time. For people who can't use mobile banking, passbooks will be more attractive.

Another advantage is that the passbook is guaranteed by a chip card and a magnetic stripe card. Why do you keep saying that passbooks are safer? Because the passbook can't be bound and paid on the third-party platform at will, the disclosure of personal information can be avoided.

Moreover, it is very difficult to clone the passbook. Even if someone loses their passbook and wants to take away the balance in your account, you need to bring your ID card to the bank, which greatly reduces the risk of the account balance being taken away. However, if the bank card is lost and the password is accidentally leaked, the criminals can go directly to the ATM and take the balance from your account.

At present, passbooks are still relatively common, and many people like passbooks very much. Because the passbook is a traditional bank withdrawal voucher, it belongs to paper media, which is more intuitive, convenient and easy to save. Many people still like to use passbooks, not because of habit, but because they are fairer than bank cards.

Simply put, both banks and depositors agree with this method, because every transaction above is confirmed by the bank manager and myself, which is equivalent to face-to-face transactions. Bank card belongs to electronic money, and the main data and information are kept in the bank. If there is a problem, it will be more troublesome to solve it.

However, there is no way to open online banking or mobile banking with passbook, nor can it be directly consumed on POS machines. I need to go to the bank counter to handle every business, which may sound troublesome. But cumbersome steps mean the safety of funds. Passbooks can't use funds through third-party channels, and they can also develop a good habit of saving money.

It is worth noting that the account number of the passbook will not change. After the loss of the bank card is reported, the bank will reissue it to you. The card number is different from the old card you lost. But the passbook number will not change, only your voucher number will change. This makes it easier for customers to remember, which means that as long as you don't close the account, this account will always follow you and will not be lost.

Zhoushan Branch of Agricultural Bank of China launched ATM passbook withdrawal, which supports functions such as passbook inquiry, withdrawal, deposit and replenishment. There are only three steps to complete ATM passbook withdrawal:

Step 1: Send the magnetic stripe of the passbook upward to the gap of the folding module, and brush it forward, so that the passbook module can quickly read the passbook information and enter the transaction interface;

Step 2: Enter the password according to the prompt, and the customer can choose related transaction types such as deposit, withdrawal, inquiry and password modification. If you choose "withdraw money", you can trade quickly;

Step 3: After the withdrawal is completed, the withdrawal is completed, and the transaction is completed, and the man-machine interaction of passbook transaction is successfully realized.

ATM passbook withdrawal breaks through the bottleneck that passbook customers can only handle business at the counter, which brings convenience to the general public who like to use passbooks. Mr. Lin no longer has to worry about queuing for a pension every month!

At present, this function has been opened at ATMs in Zhoushan Branch, Nanzhen Sub-branch, Chengxi Sub-branch, New District Sub-branch and Xincheng Sub-branch of Agricultural Bank of China, and will be opened at ATMs in 14 in the future. At the beginning, the lobby manager of the bank outlet will provide operational guidance to customers.

People's Network-Passbooks can also be used to withdraw money from ATMs. The old people bid farewell to the troubles of queuing every month.