Is pet insurance useful? What are the benefits?

Is a pet just an animal? The answer is no, more and more families regard their beloved pets as family members and show great enthusiasm for their birth, illness and death. Under such a social trend, the insurance industry seems to see a new growth point-in modern society, pets have been inseparable from people's lives, and owners love pets as much as their own children. Therefore, pet insurance came into being.

Veterinary Pet Insurance Company, the largest pet insurance company in the United States, said that 80,000 new policies can be signed in a quarter. The statistical report of consumer data PackagedFacts shows that the cost of pet insurance has increased by 45% in four years. The proportion of white women aged 40-50 who buy pet insurance is relatively high. In Britain, the number of people buying pet insurance is also increasing. Pets have been human companions for centuries. Humans have domesticated animals since ancient times. For example, in Britain, German, China and other countries, the domestication culture of pets has a long history. Emperor China raised a Beijing dog; Queen Victoria of England loves her Persian cat deeply.

2 1 century, pets are no longer regarded as the status symbol of the rich and leisure class. In developed countries, healthy and docile pets have become members of many ordinary families and good companions of people.

In modern society, companion animals are of great significance to human health and happiness. Studies have shown that keeping pets is beneficial to human beings. Studies have shown that stroking animal hair can lower blood pressure and slow down the heartbeat. In American society, animal companions have been promoted to the status of "equal" with human beings. People often stay away from their relatives, so they seek human-like friendship and mutual understanding from pets. As early as 1990, relevant organizations in the world formally established the "Human-Animal Interaction Organization" to promote people's understanding and respect for human-animal interaction.

A large-scale survey recently conducted by NorwichUnion, a famous British insurance company, found that while the birth rate of newborns in Britain is declining, more and more families keep all kinds of pets. The latest statistics show that nearly half of British families have their own pets, of which cats and dogs are the most popular. Many interviewees said happily that owning cats and dogs made them happier and healthier. They seldom get sick and complain about others. They have a better attitude than others and know how to be content.

According to a person in charge of the Norich Federation, more and more people buy medical insurance for pets, and most of the insurance coverage is very high, which shows that the British attach importance to cats and dogs. Experts pointed out that this general mentality of the British people is not unrelated to the real social pressure, economic problems and personal psychology.

According to the estimation of American Pet Products Manufacturers Association, Americans spend $30 billion on pets every year. Most of this money is spent on pet food and veterinary bills, but there is still a lot of consumption spent on "pampering" pets. For example, special mattresses, toys, organic food and even clothes that pets like. Americans are not the only ones who spoil their pets. Dogs are also very popular in shops and restaurants in Europe. In Asia, the pet ownership rate is also increasing, and pet shops are springing up like mushrooms after rain. According to statistics, at present, the global number of pets has reached 400 million. With the increase of the number of pets, it has promoted the development of related industries.

Like children, pets can also attend summer camps and day care centers. Even hotels now offer special treatment for your pets. At the The Regess Hotel in Los Angeles, your pet can enjoy a spa ($55) and a luxurious steak dinner ($39). At the Holiday Pet Hotel near San Diego, the staff will even arrange a birthday party with a party hat!

Today's veterinarians provide pets with some medical services that only humans could enjoy before. In order to afford these expensive treatment costs, people will naturally buy medical insurance for their pets. The most advanced dog cancer treatment can get compensation as high as $ 15000! The average cost of pet insurance is about $250 a year.

What role should pets play? Should they be regarded as "mini-humans"? Not everyone will agree with this statement. However, most people will agree that pets make human life richer and more meaningful.

Shannon Casey has a 4-year-old pug Phoebe, and Casey has bought insurance for it. Phoebe has many diseases, such as skin allergy and gastrointestinal problems. These all need treatment, so insurance has become a good financial investment. Although Kathy hasn't applied to the insurance company for compensation, she thinks the cost is really worth it.

With the increasing number of pets owned by Americans, the cost of seeing a doctor for pets has also risen. More and more Americans choose to buy health insurance to pay for their pets' medical expenses. Insurance companies not only provide insurance for cats and dogs, but also set up insurance for birds and some precious species such as South American chinchillas.

Veterinary Pet Insurance Company, the largest pet insurance company in the United States, said that 80,000 new policies can be signed in a quarter. The statistical report of consumer data PackagedFacts shows that the cost of pet insurance has increased by 45% in four years. The proportion of white women aged 40-50 who buy pet insurance is relatively high. In Britain, the number of people buying pet insurance is also increasing.

One reason why people tend to buy pet insurance is that medical diagnostic procedures and treatments that were originally used only for humans are now more used in pets, such as radiotherapy, chemotherapy, magnetic resonance imaging and high-tech surgery. Now even cats can have kidney transplants. Susan Stephens, a doctor at the animal hospital, said that the professional level of veterinarians has improved, but the cost is more expensive. Kidney transplantation in cats costs 7000 to 8000 dollars, cataract surgery costs 1200 dollars, a series of chemotherapy easily exceeds 2000 dollars, and surgery after a dog accident costs 3000 dollars.

Stephens suggested that pet owners buy insurance. She said that not many people bought insurance, but everyone who bought it was very satisfied. Insurance can make people take better care of their pets' health on the premise of affordability. With insurance, people can avoid being forced to euthanize their pets when the economy is weak. People in the veterinary pet insurance company call this "economic euthanasia".