Wei Zi car rental price

Whether it is cost-effective to rent or buy has become a question in many people's minds. Let me calculate an account for you. After reading my calculation and analysis, I believe everyone can make a choice quickly.

Let's calculate a parking space first. According to the longest lease term in the current contract law, 20 years is the longest interval. Considering some factors, we take 10 year as the time limit to calculate:

There is no property management fee or other fees for the monthly rent in 300 yuan. 300 yuan alone, annual fee =300* 12=3600 yuan. According to 10 year, it is 36,000 yuan, that is, you have lived in this community for 10 year, and the parking fee during this period only needs 36,000 yuan.

Let's take a look at the situation of buying a parking space. It can be said that the situation of buying a parking space is complicated and changeable. Here can be cited two of the most common examples, one is property rights, and the other is no property rights.

1, if there is property right.

It is very easy to understand property rights. You can sell it back as long as you buy it, otherwise it will have an appreciation effect. This can be used as an investment or as your own parking space, killing two birds with one stone.

If there is property right, the general term is about 50-60 years. If calculated according to 654.38+ 10,000 yuan, it is 654.38+0666 yuan on average every year. According to the above comparative calculation of 654.38+00 years, it can be seen that the cost of 654.38+06.66 yuan, plus a management fee, from this point of view, does look more cost-effective than renting a car, but it also has some shortcomings.

2. No property rights

Many people will be curious to ask why people without property rights buy parking spaces. Since this thing exists, it is meaningful for them to exist, because no property right does not mean that they cannot trade. Some developers have no property rights for their own interests, or some forms of parking spaces such as civil air defense parking spaces. Even if you have property rights, you can't get the first parking space. This is unrealistic.

If so, there will be a contract period, usually about 30 years. If calculated according to 654.38+10,000 yuan, it is 3,333 yuan a year, and 10 is 33,333 yuan, which is similar to the parking spaces above. At the same time, there is a management fee. 60 yuan one month later, 720 yuan one year later, 10 years later, 7200 yuan. In this way, parking spaces without property rights will cost about 40 thousand in 10.

Analysis: From the price alone, it is very cost-effective to choose to buy a parking space with property rights, because it is not only cheap, but also has certain investment value and can be transferred again, which can be described as killing two birds with one stone.

Analyze who is more cost-effective from the pros and cons. First, the advantages and disadvantages of parking spaces.

1, advantages:

One of the biggest advantages of parking space is that it costs less money and does not need to prepare a large sum of money at one time. In addition, it can be said that there is no advantage. On the contrary, there are still many shortcomings.

2. Deficiencies

Parking is difficult.

This is a very common question. It can be said that all rented parking spaces are difficult to park. If the occupancy rate of your neighborhood is not high, you can always find a seat to park. If the occupancy rate is high, you basically have no seat to park. So it will be difficult to park at this time, especially during rush hours or weekends.

waste time/waste of time

It is precisely because there is no fixed parking space that there will be a problem, that is, you have to find a parking space every day when you come back. This is a very troublesome problem, and the most important thing is that it will delay time. If you go to work in the morning and the car is blocked by others, you have to spend a lot of time looking for the owner and letting others move the car. It can be said that it is very troublesome. This will waste time and may even delay you.

Nobody cares.

Whether it is the parking lot outside or some temporary parking spaces in the community, it can be said that it is unmanned. You just need to park it, and then it's easy to have some bad behaviors, such as scratching your body and destroying your environment.

If you rent a parking space, it is usually parked on the roadside outside, or on the ground of the community, and the underground garage rarely gives you parking, then such a situation will face the daily exposure of the vehicle. If it is unsafe, throwing things casually will cause harm to the car. Another is that if some children play, it is easy to hurt the car, so it is relatively unsafe.

These are the advantages and disadvantages of parking spaces. It can be said that there are few advantages and many disadvantages, and I believe that friends who have rented it will be deeply touched.

Second, the advantages and disadvantages of buying a parking space 1, advantages:

Convenient parking

Because you bought a parking space, you can say that you have a fixed parking space. You can stop this parking space whenever you want, and you can leave if you want. It can be said to be very convenient.

In order to save time

Just because your parking space is fixed, you can save a lot of time every day. There is a fixed parking space for you during rush hours and weekends. This can save a lot of time every day, and you don't have to waste a lot of time looking for a parking space.

Protect the vehicle

If you buy a parking space, you can park it in the underground garage, which is generally managed by someone, and there will be no children playing, and the vehicle does not need to face the sun, which is better.

2. Deficiencies

Large one-time investment

It takes a month to buy a parking space for 300 yuan, which can be said to be a small sum of money, but if you want to buy a parking space, you need to prepare 65,438+10,000 yuan at a time, which is relatively large. This is not a small expense for an ordinary family, which is also one of his biggest shortcomings.

The later service cost is very high.

If you buy a parking space, there will be management fees, including some health fees, flood control fund fees and so on. Anyway, these expenses are more or less there. Some communities are in 60 yuan for a month, and some are several hundred yuan a month. It's like paying a property management fee after buying a house. Although the money is small, it will be more in a year. The most important thing is to affect the mood.

Analysis: From the pros and cons alone, I personally think that buying a parking space is very cost-effective, because it is mainly convenient for parking, and the loss of the car is relatively small, which is relatively time-saving and trouble-saving.

Summary: By analyzing the price, advantages and disadvantages, I personally think it is more cost-effective to buy a parking space. As for the reason, I have given you a detailed analysis.

Is it not worthwhile to deposit 654.38 million yuan in the bank and rent a parking space with interest? If you have this idea, you can prove that you are a smart person, and you can say that you have accomplished something without spending money completely with capital gains. Quite empty-handed, it can be said that this practice is very advanced. Whether it works or not, let's calculate:

The principal is 654.38 million yuan, calculated at the current one-year fixed deposit rate of 2. 1%, and the annual interest is =100000 * 2.1%= 2100 yuan, and the average monthly interest is 175 yuan. It can be seen that if

Let's look at the three-year time deposit again. The three-year interest rate is about 3.75%, and the interest in that year = 100000*3.75%=3750 yuan, so the three-year total is 3750 * 3 =1/250 yuan, with an average of 3750/65450 yuan per month.

If you go to the bank to choose a three-year time deposit at this time, you can rent a parking space with this interest, and you can still keep the principal of 654.38+ 10,000 without spending money yourself. You can say why not?

Conclusion It is more of a choice to rent or buy a parking space. If you have good conditions in all aspects, it will definitely be relatively cost-effective, but if you don't bother, you can deposit the principal in the bank and use this interest money to pay for the parking space. This way, not coming in can not only alleviate the pressure on the principal, but also allow yourself to park for free, which is quite cost-effective.