1500,000 how much is the down payment for 30 months?

1.1500,000 how much is the down payment for 30 months?

Suppose this is the first house you buy, and the down payment is 30%, then the down payment is 450 thousand. If your financial ability is not good, you can choose the longest loan term, that is, 30 years, and then consider it in two situations. 150w How much is the monthly house?

Option 1, commercial loan. The interest rate is 4.9%, the calculated total interest is 956 147 yuan, and the monthly payment is 5,573 yuan.

The second way, provident fund loans. The interest rate is 3.25%, the total interest is 595,080 yuan, and the monthly payment is 4,570 yuan.

2. 1.5 million monthly for 30 years. How much is it?

First of all, based on the 9% of individuals over five years announced by the People's Bank of China, the principal and interest of * * should be repaid 7.960 90 yuan per month, and the interest of 360 * * should be paid 1.365924.29 yuan.

Secondly, we should pay back 10 minus 17.88 yuan every month by calculating the average capital, and the interest of 360 installments needs to be paid back 16 1968.7.

I. Basic introduction

Mortgage, also known as house mortgage. [1] Mortgage refers to the documents that must be submitted according to legal documents, such as ID card, income certificate, house sales contract, guarantee, etc., when applying for mortgage loan for house purchase. After passing the examination, the bank promises to issue the sales contract and mortgage registration notarization between the bank and the real estate purchased, and the bank will directly transfer the loan funds into the bank account of the selling unit within the time limit stipulated in the contract. 20165438+the latest survey data of 2003124 October shows that according to the sample data of 10,1-132

Second, housing loans.

Personal housing loans refer to ordinary housing loans used by banks. The borrower must provide a guarantee when applying for a personal housing loan. Personal housing loans mainly include entrusted loans, self-operated loans and portfolio loans. Entrusted loans for individual housing refer to loans issued by banks to individuals who purchase ordinary housing according to regulations, and the source of funds is housing provident fund deposits. Also known as provident fund loans.

Third, self-operated loans.

Personal housing self-operated loan is a personal housing loan issued by bank credit funds to buyers, and the loan names of different banks are different. China Construction Bank and Agricultural Bank are called individual housing secured loans.

3. 1.5 million monthly for 30 years. How much is it?

1.5 million yuan loan with a term of 30 years, usually mortgage. The monthly payment is related to the loan type, repayment method and loan interest rate, as follows:

1, commercial loan, calculated at the central bank's benchmark interest rate of 4.9%.

1) Equal principal and interest: the monthly payment is 7,960.9 yuan; 2) Average capital: the first monthly contribution is 65,438+002,965,438+0.67 yuan, and then it is reduced by about 65,438+07 yuan every month.

2, provident fund loans, according to the central bank's benchmark interest rate of 3.25%.

1) Equal principal and interest: 6,528.09 yuan per month; 2) Average capital: the first monthly contribution is 8229. 17 yuan, and it will be reduced by about 12 yuan every month thereafter.

According to the recent average annual interest rate of 5.66% for commercial housing loans and 3.25% for provident fund loans, the loan is 654.38+0.5 million, which will be paid off in 30 years. The corresponding monthly repayment amount is:

I. Commercial loans:

1. Equal repayment of principal and interest:

The total repayment amount is 3 120487.7 yuan, the total loan interest is 1620487.7 yuan, and the monthly repayment amount is 8668.02 yuan.

2. Equal principal repayment:

The total repayment amount is 2,777,037.5 yuan, the total loan interest is 65,438+0,277,037.5 yuan, the repayment amount in the first month is 65,438+0,654,38+0.67 yuan, and the monthly decreasing amount thereafter is 20 yuan.

2. Provident fund loans:

1. Equal principal and interest:

The total repayment amount is 2350114.12 yuan, the total loan interest is 850114./2 yuan, and the monthly repayment amount is 6528.09 yuan.

2. Average capital:

The total repayment amount is 223,3281.25, and the total loan interest is 73,3281.25 yuan. The repayment amount in the first month is 8,229.17 yuan, and then the monthly decreasing amount is1/yuan.

Please click to enter the picture description (maximum 18 words).

4. The payment in lieu of notice of RMB 65,438+500,000 is divided into 30 years. How much should I pay back every month?

Commercial loans, with a monthly loan of 95,365,438+0 yuan for 30 years at the benchmark interest rate. The total repayment amount is 3,430,944 yuan, of which the interest is1930,944 yuan.