Why is Manhattan so cheap? How to get a Manhattan residential real estate loan?

Many people have learned something about housing transactions. Of course, compared with the traditional house purchase, the main target choice of buying a house now is some residential areas, especially Manhattan residential areas. The location is superior and the price is not high, which seems perfect, but its low price also brings some troubles. Then the question is, why are Manhattan residential areas so cheap? How to get a Manhattan residential real estate loan?

Why is Manhattan so cheap?

1. Due to its relatively remote location, Jing Jun Manhattan International Apartment officially accepted the registration of ordering intention at the end of August, which will hopefully fill the gap in the new international apartment market in Dongpu. Manhattan apartment will rely on the mature community facilities built by Jing Jun Garden in the past nine years, closely target the surrounding international elite groups, and strive to become an international elite living special zone. The total planned building area of the whole apartment is 53,488 square meters, including nearly 6,700 square meters of underground garage and double-decker shops. For the first time, the products on the market are 1 1 small high-rise buildings, with three types of apartment types: 82, 1 12 and 130 respectively. Manhattan apartment adopts independent partition management and is fully enclosed.

2. Manhattan Apartment is located in the south of Taihu Avenue, north of Jincheng Road and east of Chunyang Road in the new district, with a land area of 123670. 1m2. The land use is residential and commercial (in which: plots A and C are commercial and supporting, and plot B is residential and commercial). Since its establishment, the company has been concerned by all walks of life and recognized by people inside and outside the industry for many years. It has successively won the honorary titles of China Top 100 Real Estate Enterprises in 2009, China Top 100 Real Estate Planning Agents in 2009 and China Top 100 Property Services Enterprises in 2008.

How to get a Manhattan residential real estate loan?

1. Prepare materials, including husband and wife's ID card, household registration book, marriage certificate, real estate license, purchase contract or invoice, and bank statement of personal account for nearly half a year.

2. The bank examines the borrower's loan application, purchase contract, agreement and related materials.

3. The borrower shall hand over the title certificate, insurance policy or securities of the collateral to the bank for safekeeping.

4. The borrower and the guarantor of both parties sign the housing mortgage loan contract and notarize it.

5. After the loan contract is signed and notarized, the bank's deposits and loans to the borrower are transferred to the selling unit or building unit specified in the purchase contract or agreement.

I understand why Manhattan is so cheap. The problem of how to get loans for residential properties in Manhattan, the low housing price is definitely a very profound thing, some of which are superficial and some are deeper, so things are not so clear. To be specific, real estate loans are very simple. As long as we pay more attention, we will certainly find out the situation and grasp it clearly.