Can the torn film outside the bank card still be used?

The film on the outside of the bank card is to protect the card surface from being scratched. Tearing off the film will not affect the basic functions of the bank card. You can still use your bank card to make withdrawals, deposits and transfers normally. But if there is a chip on your bank card, tearing off the film may have some influence on the service life of the chip. Chip is an important part of payment security authentication. If the chip is damaged or scratched, it may lead to payment failure or abnormal reading. Therefore, in order to ensure the long-term use of the bank card, please try not to tear off the film on the bank card to ensure the integrity and normal use of the chip.