I want to buy a second-hand house, below 500 thousand, how much is the general down payment

Second-hand housing mortgage loans are based on commercial loans and provident fund loans, and the down payment ratio is as follows:

1. The Buyer purchases the house through a commercial loan:

1. The buyer chooses a commercial loan to purchase the first house, with the minimum down payment ratio of 30% of the appraised house price and the maximum loan ratio of 70%;

2. The buyer chooses commercial loans to purchase more than two houses, with the minimum down payment ratio of 50% of the appraised house price and the maximum loan ratio of 50%;

3. The buyer chooses a commercial loan to purchase a commercial house, and the minimum down payment ratio is 50% of the appraised house price, and the maximum loan ratio is 50%.

Second, the buyer's provident fund loan to buy a house:

1. The buyer chooses provident fund loan to purchase the first house, with the minimum down payment ratio of 20% of the appraised house price and the maximum loan ratio of 80%;

2. The buyer chooses provident fund loans to buy two houses, with the minimum down payment ratio of 40% of the appraised house price and the maximum loan ratio of 60%;

3. The buyer cannot use the provident fund loan when purchasing three or more houses and commercial houses.