The total house price is 560,000 yuan, the down payment is 6,543,800 yuan+7,000 yuan and the loan is 380,000 yuan. How much is the monthly loan for 20 years?

From 20 15, 10 year124 October, the benchmark interest rate for bank loans with a term of more than five years will be lowered from 5. 15% to 4.90%. The specific mortgage interest rate is subject to the mortgage contract. The following is calculated according to the latest interest rate for your reference:

1. Equal principal and interest repayment method

The total loan amount is 380,000.00 yuan.

Number of repayment months: 240 months

The monthly repayment is 2486.89 yuan.

Total interest paid is 265,438+06,852.97 yuan.

The total principal and interest is 596,852.97 yuan.

2. average capital Repayment Law

The total loan amount is 380,000.00 yuan.

Number of repayment months: 240 months

The repayment in the first month is RMB 3, 135.00.

Decreasing monthly: 6.47 yuan

Total interest paid 186975.83 yuan.

The total principal and interest is 566,975.83 yuan.