How to evaluate housing evaluation?

When evaluating a house, the specific value will be obtained according to the actual situation such as the specific location and age of the house. This is actually an evaluation price. When buying a house, there will be some differences between the actual transaction price and the evaluation price. Under normal circumstances, the appraised price of the house will not be lower than the actual transaction price of the house. In the actual transaction, the appraised price of the house is generally 80% to 90% of the actual transaction price, and the specific transaction price depends on the actual situation. In addition, taxes and fees will also be generated when the house is traded, and most of the taxes and fees are charged according to the percentage of the appraised house price.

Which department should the housing appraisal go to?

Housing appraisal needs to be operated by a professional appraisal company. General banking institutions will have their own cooperative evaluation companies. If they want to apply for a loan in the second-hand housing transaction, the bank will evaluate the market value of the second-hand housing through these cooperative evaluation companies. When evaluating the price of second-hand houses, evaluation agencies consider many factors, such as the structure, orientation, external environment, level, facade modeling, interior and exterior decoration, as well as the location, specific area, apartment type, width, lighting effect and so on.

Is the housing appraisal price high or low?

This depends on the actual situation. Generally, if the evaluation price of second-hand houses is relatively low, you need to pay more down payment. However, if the appraisal price of the second-hand house is relatively high, there will be more taxes and fees when dealing with the second-hand house, because many taxes and fees are paid according to the appraisal price. In the process of second-hand housing transaction, the house is always evaluated. Usually, there will be a professional evaluation agency to make a final evaluation according to the specific location, building age, floor and apartment type of the house. During the evaluation period, the applicant also needs to pay the evaluation fee.

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