What is the positive ratio and the negative ratio of the derivative deposit capacity of commercial banks?

The derivative deposit capacity of commercial banks is directly proportional to (original deposit) and inversely proportional to (statutory deposit reserve ratio).

Deposits in commercial banks are basically divided into corporate deposits, savings deposits and interbank deposits, and corporate deposits should be the main source of these deposits.

First, loans pull deposits, which is the most common way of derivation.

The second is the pull of business models, such as financial management, trade financing and bill settlement.

The third is the pull of products, such as cash management.