Compared with other credit cards of ICBC, what are the advantages of Universe Credit Card?

Advantages of ICBC Cosmos Constellation Credit Card;

1, annual fee reduction

From the date of application, any card type can apply for annual fee reduction within the validity period of the credit card;

2. Time tolerance reimbursement

Cardholders can enjoy a 3-day grace period service, and as long as they repay within 3 days, they will be deemed to repay on time. Repayment subsidy 10 yuan. On the payment date of the allowance, as long as the unpaid part of the cardholder's bill is less than or equal to 10 yuan, it will be regarded as the repaid amount;

3. Free of foreign currency exchange fees.

Consumption abroad is exempt from foreign exchange charges. This card can be used in countries and regions corresponding to ten foreign currencies, such as US dollars, euros and Hong Kong dollars. After consumption, it can be directly recorded in the corresponding currency, and the cardholder does not need to pay extra foreign exchange fees.

4. Ten times integral

Cardholders can get 10 times points for spending on their birthday;

5, video member gifts

Users who apply for ICBC Constellation Card for the first time through online channels can receive Youku member or iQiyi member for one month in the official account of credit card WeChat within 30 days after activation, and they can also freely choose other video platform members;

6. Overseas WIFI is free.

Customers with platinum or gold cards can get overseas wifi 1 12 for free. Cardholders can make an APPointment on WeChat official account or mobile app or official website. You can also get two days' rent by entering a free coupon when you pay. Each person is limited to one piece.

7. Other preferential activities

In addition to the above, cardholders can also enjoy preferential activities such as staying in Windham Hotel, afternoon tea in five-star hotels, free parking at the airport, etc.

Extended data:

1. ICBC Cosmic Constellation Credit Card Introduction: What are the advantages of ICBC Cosmic Constellation Card? Cosmic Star Card can be said to be the best-looking credit card in ICBC's history. Universe credit card is divided into three grades: simple platinum card, gold card and ordinary card.

The design of the card surface is the same, which is distinguished by the color of the side base of the card. The color is simple platinum, red is gold card, blue is Puka, red is gold card and blue is Puka. The amount of simple platinum card is 50,000 yuan; The gold card quota is 20,000 yuan; The amount of Puka is 2000 yuan.

2. Generally speaking, the ICBC Star Card not only has a high quota, but also has many advantages, so this card is more suitable for starting. In addition, ICBC's credit card limit is notoriously lower than most banks. In most cases, if you don't have a large deposit in ICBC, the credit card limit will be lower.

If you are a super big customer of ICBC, you can apply for a credit card at will, and the amount will not be much lower. After all, ICBC doesn't read cards.