ICBC Constellation Credit Card has 8 accounts per card, will it affect the application for other bank credit cards?

Yes, but it has a positive effect on me. In other words, if you apply for another card, the bank will check your credit information, and people will see that you have applied for so many cards, so this card will be easily dropped, so don't worry.

Expansive material:

Cosmos credit card discount details

(1) Annual fee reduction and exemption

Successfully apply for the campus version of the constellation card, and the annual fee will be reduced within the validity period.

(2) Time tolerance

The 3-day repayment grace period means that the campus version of Constellation Card holders will receive the 3-day repayment grace period service. If the cardholder repays within 3 days of the due repayment date, it is deemed that the cardholder repays on time.

(3) Tolerance

The difference of the minimum repayment grace is 65,438+00 yuan. On the date of due repayment grace period (due repayment date+grace period), when the minimum outstanding amount of the previous bill is less than or equal to 65,438+00 yuan, it is deemed that the cardholder has fully repaid the current interest.

(4) Foreign exchange handling fees are exempted for multiple currencies.

Any consumption abroad is zero foreign exchange fee. The currency of the card is 10 foreign currency, including US dollar, Euro, Hong Kong dollar, British pound, Japanese yen, Singapore dollar, Canadian dollar, Australian dollar, Swiss franc and New Zealand dollar. When the VISA card network is used in the country or region corresponding to 10 foreign currency, it will be recorded directly in the corresponding currency without currency conversion, and the cardholder does not need to pay foreign exchange handling fees. When used in countries or regions other than 10 foreign currency, the foreign exchange handling fee is automatically exempted.

(5) Free account security insurance+account security lock.

Cosmos Constellation Credit Card Campus Edition cardholders will spend a sum at will in the current month, that is, they will receive high-insurance fast settlement account security insurance covering all ICBC credit cards in the next month, with a maximum payment of 1 1,000 yuan; Enjoy the service of palm self-locking, instant message prompt and reply unlocking, which is more convenient to consume and safer to use the card. Through five locks, such as "overseas lock", "regional lock", "night lock", "overseas payment without card lock" and "limit lock", the risk of stolen brush is comprehensively prevented.

Terms and conditions:

1. During the insurance period, if your ICBC credit card is lost, stolen or copied, or you are coerced to give it to others, or reveal your bank card number and password to others, your ICBC credit card is stolen or transferred by others through bank counters, ATM machines, POS machines or Internet transactions, and you suffer financial losses. For transactions 120 hours before the loss is reported, after the rights expire, Please refer to the insurance company's terms and conditions for specific coverage and exemption clauses.