How about CCB credit card?

China Construction Bank's credit card is rotten to rubbish? I suggest you don't use it, it will deduct money.

Many friends ask, which bank is easier to apply for a credit card? I'm afraid I have to answer you. If you want to choose from commercial banks, the four major state-owned banks will be more difficult. But if you insist on loving the four major state-owned banks, I suggest you choose a credit card that is easier to apply for, so the probability of getting a card will be greater. What exactly are there? Let's have a look.

1, China Industrial and Commercial Bank: Cosmos Constellation Credit Card.

Industrial and commercial bank of China's cosmic constellation card is relatively easy to handle, and it is also the main credit card for industry and commerce. Yan value and rights are very online. The point is that the annual fee is free within the validity period, which is awesome!

In terms of rights and interests, as long as new customers spend a sum of money, they can receive a one-month VIP membership of Youku or iQiyi, and pursue the welfare of the drama owner. In addition, there are overseas portable wifi, hotels, airport parking and other benefits.

2. Bank of China: Taobao Credit Card

In fact, the threshold of China Bank is not too difficult, and the threshold is not very high. You can apply by providing proof of identity and residence. If you are an online shopper, this China Bank Taobao card is easy to apply for. The annual fee for the first year is exempted when you get off the card, and the annual fee for the next year is exempted when you spend any amount for 5 times.

3. Agricultural Bank: Upgrade mom's credit card beautifully.

This beautiful upgraded mother credit card of Agricultural Bank of China is also a good application. Both gold and platinum cards can be exempted from the annual fee by swiping the card number, and visa platinum card can also be exempted from the annual fee within the validity period.

You can apply for a free Disney English audition course, buy a course discount of 1200, and get a 60% discount for shopping in king of the children over 350, and a 300% discount for Mama Donkey at random on Saturday.

4. China Construction Bank: Global Hot Purchase Card

This card of CCB is also relatively easy to handle, mainly suitable for overseas travel and shopping. Gold and platinum card swipe numbers are exempt from annual fees, while Visa and MasterCard are exempt from annual fees within the validity period.

Overseas wifi, special airfare hotels, Haitao cashback, etc. It is very suitable for shopping in consumption abroad or Haitao, and is known as the "God Card" of CCB.

The credit cards that are easy to apply for in the four major banks are introduced here for everyone, hoping to help everyone. I suggest that you prepare enough information before you apply for a card, and then have proof of assets, which can help a lot!

How about the credit card of China Construction Bank?

As we all know, 18~65 years of age or older, with full capacity for civil conduct, a legal and stable source of income, and a good credit status can apply for a credit card. However, whether the card can be successfully handled in the end depends on the number of people. Judging from many card gods, these five types of people are more likely to apply for credit cards.

When banks approve credit cards, they will score according to the qualifications of the applicants. The higher the score, the easier it is to approve the card. Applicants who generally meet the following characteristics will not get much lower scores.

First, there is a sustained and stable income.

In other words, job stability. Whether the job is stable and whether there is income can reflect the applicant's repayment ability from the side. However, banks have different views on the stability of this income.

For example, the four major state-owned banks, for them, the objects of stable work are generally employees of public institutions or state-owned enterprises, or employees of top 500 enterprises. These people's jobs are quite stable, their income is higher than that of ordinary people, and their repayment ability should not be underestimated.

But for joint-stock commercial banks, as long as they have jobs and income, working for more than three months is equivalent to stability. For the applicant's work unit, it is generally not picky, as long as it is not a high-risk occupational practitioner, it is still relatively easy to get rid of the card.

2. Have a large time deposit in the bank.

People who have more than 50,000 rated deposits in the bank are generally high-quality customers of the bank. In the eyes of banks, such people have deposits and do not have to worry about repayment ability. In addition to actively applying for a credit card, such people will be invited by the bank to apply for a card.

Therefore, if you want to apply for a bank's credit card, it is also a common practice to open an account in that bank to save money to buy wealth management products.

Third, college students and other highly educated groups.

In fact, China Merchants Bank was the first to open the credit card market for college students. At least 20 10 years ago, when college students first came into contact with credit cards, only China Merchants Bank and China Construction Bank granted them cards.

Therefore, if you are a college student, it is generally better to apply for credit cards from these two banks.

Fourth, banks have mortgages.

If you have a mortgage in any bank, it is easy to apply for a credit card from another bank, with a minimum amount of 1 10,000. If you want to get a credit card from the four major state-owned banks, you can try this method.

Some card friends reported that they applied for a mortgage in CCB, applied for a CCB credit card online and got a gold card with a limit of 10000.

Of course, these four situations may not all apply for a credit card. This is just a common situation.

If you want to apply for a credit card soon, the second of the three situations is most likely to meet the requirements. As for how much deposit each bank needs, it is suggested that it be more than 50,000. After all, deposit banks under 50,000 don't care.

How about CCB credit card?

CCB Jilin Province has always been rooted in the field of credit card consumption of the general public, serving the people's food, clothing, housing and transportation, focusing on customer needs and experience, and focusing on digital construction, providing people with financial services that are at your fingertips, accurate, direct and ubiquitous.

Create a differentiated product system to meet the multi-level needs of customers.

"The whole installment application process is quite simple. The loan review is fast and the interest rate is quite affordable. You can buy home building materials everywhere, and the decoration can be easily done! " Looking at the newly renovated house, Mr. Zhang, a citizen of Changchun, smiled and praised the service of CCB.

Not long ago, Mr. Zhang's family also faced the problem of insufficient decoration funds. Just bought a house, they have to pay a large sum of money to decorate it at one time, which is a great burden.

After learning that CCB can handle the business of home improvement by stages, Mr. Zhang is like a long drought. After on-the-spot investigation before lending and verification that the loan met the requirements, Changchun High-tech Sub-branch of CCB lent him RMB 654.38+10,000 for the first time, which solved his urgent need.

In fact, this is only a small case in which CCB Jilin Branch has been deeply involved in the field of consumer credit to help people realize their "dream of living in peace". In recent years, based on meeting the needs of ordinary people for a better life, branches have continuously injected new impetus into consumption upgrading with "new services".

In addition, on the basis of fully meeting the consumer credit demand of residents, CCB Jilin Branch launched diversified credit card consumer credit products with the focus on customer segmentation to meet the consumer credit demand of individuals and families in all stages and fields. At present, the credit card products of branches have covered many areas of people's livelihood consumption, such as automobiles, decoration, home appliances, department stores and so on. By satisfying users' demand for the richness and convenience of consumer credit products, users' wealth appreciation and utility maximization can be realized. By the end of 20021and 10, the branch had realized a cumulative installment transaction amount of 6.77 billion yuan.

Accelerate the construction of scene finance and improve the customer's card experience.

Nowadays, the demand for consumer finance has surged, and scene finance has become the mainstream of the credit card industry. In recent years, China Construction Bank Jilin Branch has continuously accelerated the scene construction and channel layout to create its own scene financial ecosystem.

The "Jianxin Life" APP was launched to create a one-stop life scene service platform for customers under the Internet mode. 165438+1October 9, the "Jianxin Life" APP was launched in the whole province, integrating ten scenes such as food, take-away, recharge, taxi, movie performance and payment, and providing financial services such as credit cards and wallets, providing new choices and experiences for users' quality life.

It is understood that since the operation of the "Jianxin Life" platform, more than 400,000 registered users and more than 2,000 merchants have settled in, and the construction of scenes with local characteristics such as restaurants, supermarkets, travel, ice and snow, and automobile consumption has achieved initial results. "CCB has brought tangible benefits and convenience to customers through this move, and it has also brought us more business." Chen Wenjie, financial director of Changchun Eurasia Commercial Chain, said at the launching ceremony of Jianxin Life APP.

Excavate the influential offline channel resources, select high-quality merchants, carry out channel scene marketing, and build a multi-scenario and limited financial ecosystem integrating food, clothing, housing, transportation and entertainment, covering cities in the province, covering shopping, food, travel, entertainment and other fields. Since the beginning of this year, the branch has actively created a brand of Longka that is easy to use, wants to use and loves to use. On the basis of the brand of "Longka Credit Card, Discount 666" of the Head Office, a series of heavy activities such as "Start a Better Life", "Live Chinese New Year", "Have a Good Spring Festival in * *" and "Longka May Day Happy Go, Multiple Discounts" were successively launched.

Is the credit card of China Construction Bank reliable?

CCB's credit card is of course reliable, because CCB's credit card is a regular credit card.

I wonder what criteria you use to evaluate the reliability of credit cards. If you don't have extra credit card demand, in fact, the credit cards of all banks are basically the same, because the functions of credit cards are basically the same. If you have special needs, such as frequent business trips or spending abroad, you can apply for a credit card that meets the relevant requirements. Otherwise, CCB's credit card is no different from other banks.

First, CCB's credit card is reliable.

We have been talking about the construction of agriculture, industry and commerce in China, and China Construction Bank is one of them. China Construction Bank has a very large scale, and its business hall basically covers every corner of China. If you want to apply for a CCB credit card, CCB's credit card can basically meet the daily consumption needs of users and is particularly convenient to use. China Construction Bank has also launched an APP specifically for users, where various businesses can be handled.

Second, the credit card quota of CCB is generally low.

Although CCB's credit card is reliable, compared with other commercial banks, CCB generally does not give users too high a credit line. I once applied for a credit card from Bank of Zhang Jianshe, and CCB only gave me a credit line of 5,000 yuan, compared with 30,000 yuan in other domestic banks. To some extent, China Construction Bank did not pay special attention to the credit card business.

I suggest you apply for another bank's credit card.

It's not that CCB's credit card is not good, but that credit card is not the core business of CCB. If you want to use credit card service, I think other banks may give you a higher credit limit and more benefits. I mainly recommend China Merchants Bank and Guangfa Bank. You can choose the specific cards of these two banks according to your own needs, so I won't recommend them by name.

How about CCB MasterCard?

Answer: CCB MasterCard is good. You can get one. MasterCard of China Construction Bank can be used in China, and double-label cards can also be used normally in China, but if it is a single-label card, it can only be used by special merchants who support MasterCard.

If the CCB MasterCard held by relevant users is a dual-label card, it can be used through UnionPay network in China. If it is a single-label card, it can only be used by MasterCard merchants, not through UnionPay network.

MasterCard of China Construction Bank is a dual-currency credit card, which is an international standard credit card. One card is dual-currency, which can be used at home and abroad, and enjoys all the benefits of China Construction Bank.

This concludes the introduction of how to use CCB credit card and how to avoid annual fee. I wonder if you have found the information you need?