ICBC Constellation Black Card _ ICBC Constellation Black Card Processing Conditions

What are the requirements for ICBC's black card processing?

ICBC's standard platinum credit card MasterCard is similar to Chinese cabbage in design, so many cardholders are used to calling it "black and white food card". What are the application conditions for ICBC's black and white food card? What conditions can be optimized to ensure a smooth card withdrawal?

Application conditions

1. Applicant 18 years old, not too young;

2. Have a stable job and income, and the higher the unit and income level, the better;

3. consumption abroad has a large demand and has corresponding economic strength and repayment ability;

4. ICBC has a star rating of six or more;

5. ICBC has a large number of deposits or wealth management products, preferably long-term;

6. Personal credit information is good and there is no bad credit record.

The above conditions for applying for black and white dishes with ICBC credit card are for reference only. Not everyone can apply for this credit card. In order to ensure the smooth issuance of credit cards, it is necessary to optimize credit conditions from various aspects:

1, the family is stable, and it is more reassuring to get married and have children;

2. Other certificates of fixed assets can be provided, such as real estate license and vehicle driving license;

3. Individuals hold high credit cards from other banks and have a good use record, but the number of cardholders should not be too large, otherwise there will be high debt ratio.

In short, the conditions for ICBC credit card to apply for black and white dishes are more demanding. If you want to successfully apply for this card, you must ensure that your qualifications can get a high comprehensive score in the bank, otherwise you will be rejected.