When will the credit card with no excess be returned?

The repayment time of a credit card depends on the repayment date and billing date of each card.

Which credit card should I return? You can judge by the credit card bill sent to you by the bank. Usually 20 days after the bill. Using the third-party payment platform to repay credit cards has gradually become an increasingly common repayment method for consumers. At present, many third-party payment institutions, such as Alipay, Kuaiqian, Tenpay and UnionPay Online, can provide credit card repayment services. However, due to different banks supported by payment institutions and different specific payment times, cardholders still need to carefully choose the payment platform that suits them best.