Crystal constellation rental price _ Crystal constellation address

At present, with the rising occupancy rate of residential quarters and the increasing demand for automobiles, the number of private cars has increased significantly, and parking spaces are becoming more and more scarce. Parking difficulties caused by insufficient parking spaces have brought troubles to many citizens. Is it more cost-effective to buy a parking space or rent a car? How much is the parking space?

How much is a parking space in first-tier cities? Take Guangzhou for example. During1-August, 33,220 sets of first-hand parking spaces were sold, with a turnover of 5.908 billion yuan, with an average price of 1.78 million/vehicle and the highest parking space price of 1.03 million, which also reflected the problem of parking space gap in China.

With such a high parking price, you can still get enough parking loans. Generally, it is necessary to pay a down payment of 2-30% of the total parking space to the bank, or you can go through the loan formalities by paying the down payment specified in the parking space to the developer. Calculated according to the parking space mortgage of 6,543,800 yuan+0.2 million yuan for three months:

Car parking fee for 30 years: 654.38+ 10,000 (parking fee) +654.38+000 (management fee) *360 (month) = 654.38+0.36 million yuan.

Rent a car for 30 years: (400+500+600+700+800+900) *12 * 5 = 234,000 yuan.

Note: From the monthly rental of parking spaces in 400 yuan, the parking spaces will increase by 100 yuan every five years.

The annual interest rate of China Merchants Bank's 3-5 year loan is 4.75%. Under the condition that the interest rate remains unchanged, the trial calculation is based on the benchmark interest rate: (1) repayment is made with equal principal and interest, the total interest is 8840. 1 yuan, and the monthly repayment amount is 3523.34 yuan.

(2) Using average capital repayment method, the total interest is 86,465,438 yuan +0.04 yuan, and the monthly repayment amount decreases month by month.

For other parking spaces, please refer to the personal loan calculator of China Merchants Bank.

Write it at the end

The general term of unsecured parking loans is 1-3 years, with high interest rate but short approval time, while the longest term of mortgage loans does not exceed 10 years, with low interest rate but long approval time. In the long run, the property right of parking spaces is 70 years, while the service life of parking spaces is 20 years. It is more cost-effective to use parking spaces in the short term, but it is better to use parking spaces in the long term, and the purchased parking spaces can also be used for rental income.

Million car purchase subsidy