Industrial and commercial credit card constellation card

How much is the annual fee for ICBC Cosmos Star Card?

ICBC's Cosmic Constellation Card is free of annual fee. Anyone who successfully applies for a constellation card, whether it is a simple platinum card or a gold card, is free of annual fee within the validity period.

Cosmos credit card has four amulets to protect your personality, your wallet, your money, your ideal body, your dream.

12 constellation high-value exclusive card. Spend 10 times points on your birthday. Youku video VIP members or Iqiyi VIP members have a free and distinguished experience.

Time, tolerance, 0 foreign exchange fee, free account security insurance, account security lock binding WeChat, JD.com payment bonus, card binding, exclusive video membership of supplementary card for 6 months (limited time promotion).

Extended data:

Cosmos credit card rights

Cosmos credit card (hereinafter referred to as "constellation card") is divided into two grades: simple platinum and gold. The design of the card surface is the same, which is distinguished by the color of the base on the card side. Black is simple platinum and red is gold card. Among them, the simple Platinum Card enjoys the benefits of VISA Platinum Card and UnionPay Platinum Card, and all the benefits of Platinum Card except airport VIP room, high-speed rail VIP room, aviation accident insurance and travel inconvenience insurance.

Free of annual fee: Any successful application for Star Constellation Card, whether it is a simple platinum card or a gold card, is free of annual fee within the validity period.

If the repayment period is 3 days, the cardholder will be provided with a 3-day repayment grace period service. If the cardholder repays within 3 days after the due repayment date, it is deemed that the cardholder repays on time.

Tolerance: for cards opened after February 2065438 17+ 1, the current repayment tolerance is 10 yuan. When the due repayment grace period (due repayment date grace period) is less than or equal to 10 yuan, it is deemed that the cardholder has repaid in full.

There is no foreign exchange fee for multi-currency, and 0 foreign exchange fee can be consumed at will abroad. The currency of this card is 65,438+00 foreign currency, including USD, EUR, HKD, GBP, JPY, SGD, CAD, AUD, CHF and NZD.

When the VISA card network is used in the country or region corresponding to 10 foreign currency, it will be recorded directly in the corresponding currency without currency conversion, and the cardholder does not need to pay foreign exchange handling fees. When used in countries or regions other than 10 foreign currency, the foreign exchange handling fee is automatically exempted.

Free account security insurance account security lock, the cardholder will spend a sum at will in the current month, that is, all the account security insurance with high credit card coverage and fast settlement will be given to ICBC in the next month, with the maximum payment of 50,000 yuan for platinum card and 30,000 yuan for gold card.

Enjoy the service of palm self-locking, instant message prompt and reply unlocking, which is more convenient to consume and safer to use the card. Through five locks, such as "overseas lock", "regional lock", "night lock", "overseas payment without card lock" and "limit lock", the risk of stolen brush is comprehensively prevented.