Beware of falling into the second-hand housing deposit "minefield" 3 tricks to teach you how to "lightning protection"

Now the second-hand housing market in some cities is very hot, and many people change houses by selling houses. For example, in Beijing, many second-hand houses are more expensive than new ones. If the price of the house in the seller's intention rises, it will also increase the price of the existing house he wants to sell. It is precisely because of this situation that many people have grabbed suitable second-hand houses, and they are afraid that the sellers will go back on their words or raise prices, so they are anxious to pay the deposit. In the dispute of buying a house, only the deposit is very troublesome. Pay a deposit for second-hand houses, avoid minefields, and learn these three tricks.

1. Find out the property right of the house first, and then pay the deposit.

Pay attention to find out whether the second-hand house has foreign debts and mortgage loans, and whether it has been sealed up by the court; Whether the owner and the seller on the real estate license are the same person; In addition, it is necessary to find out whether the house belongs to the house that is allowed to be sold. Generally speaking, when the public houses of the army, hospitals and schools are sold due to the "housing reform", some units still retain the preemptive right, so they must seek the consent of the original property right unit, and have written opinions on the transfer of the purchased houses and sign them. It is very important, but it is also particularly easy to ignore in life that some houses are sold before the lease contract expires; There is also the lessee's preemptive right. When paying the deposit, confirm that the lessee gives up the preemptive right and the house is not within the lease period.

2. Sign the gold agreement and write down the details.

Before paying the deposit, the buyer shall sign a deposit agreement with the seller to finalize the transaction details. For example, in the deposit agreement, the specific contents of the house location, house transaction price, parking space number, parking space price, house area, decoration, delivery time, etc. It is best for the buyer and the seller to clearly indicate the responsibilities and obligations of each party when agreeing on the contract, such as liability for breach of contract, liquidated damages, overdue payment, overdue payment and other breach of contract, so as to avoid disputes.

If you buy a school district house that you value, you should pay attention to stating in the deposit agreement whether the house belongs to the school district house and whether the school district house quota has been used to prevent you from buying a house but not going to school. If it is settled, we should also pay attention to the time when the original owner's account moves out.

3. "20%" is the deposit limit.

The deposit amount shall be agreed by both parties, but it shall not exceed 20% of the subject matter of the main contract. Buyers who are rated by Jiaotong University can choose to supervise the funds. The deposit agreement is binding on both buyers and sellers, and both parties must perform their obligations according to the agreement, otherwise they will bear certain legal consequences. If the buyer fails to complete the second-hand house transaction as agreed, the seller may not refund the deposit; If the seller fails to complete the second-hand house transaction as agreed, the buyer may require the seller to double the deposit.

Many people buy houses through intermediaries. I suggest you pay special attention to the price difference behavior of the intermediary in the process of buying second-hand houses. The house may be 1.7 million, but the intermediary may quote you 1.85 million. Many intermediary companies earn the price difference in this way. Now there are also a large number of people who choose to avoid the intermediary and talk about the price directly with the owners. The deposit must be paid to the owner and cannot be collected by the intermediary.

Buying a second-hand house is usually more prone to disputes and more troublesome to handle than buying a new house. Buying a house and paying a deposit is only a step in the process of second-hand housing transactions. When buying a house, you must keep your eyes open, learn more about relevant precautions and avoid stepping on a minefield.

(The above answers were published on 20 16-03- 17. Please refer to the actual situation for the current purchase policy. )

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