What is the business of Xingbao Tiandi? Will 20 yuan automatically deduct the January fee?

It depends on whether the user chooses the service of automatic renewal when registering.

According to official website's inquiry of Xingbao Tiandi, whether Xingbao Tiandi will automatically deduct the fee of 20 yuan/month depends on whether the user chooses the service of automatic renewal when registering. If the user chooses automatic renewal when registering, the platform will automatically deduct 20 yuan from the user's account as the membership fee at a fixed time every month. If users do not choose automatic renewal, they need to renew the fee manually every month, otherwise they will not be able to enjoy the membership rights.