Can I buy a house without an account?

It depends on whether you want to apply for a loan. If you want to buy a house in full, it doesn't matter if you don't have an account, but if you want to borrow money, you must have an ID card and an account book, otherwise the bank can't handle the loan for you.

This is mainly aimed at some foreigners. If you don't have an account here, the issue of purchase restriction will be more concerned in big cities, especially first-tier cities. Although you can buy it without a hukou, you must meet the conditions, such as how long your residence permit will expire and how many months you have to pay social security and individual taxes here. Different cities have different requirements. Even if you meet the requirements, you can only buy one set.

For example, in Shanghai, you can buy a house without a hukou, but you must comply with the purchase restriction policy. First, you have to get married. You don't have a house in Shanghai. You are a houseless family. At the same time, I paid the corresponding social security or individual tax in Shanghai, so I am eligible to buy a house in Shanghai.

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