Ask the good people of ancient literature to translate the following passage in vernacular Chinese.

That is to say, you are kind-hearted, straightforward and willing to help people in trouble. Your sister is not very capable, but she works hard. You and your wife are not very harmonious, and your family is not very peaceful. You marry late and have children late. You won't have good luck unless you start running around. There is a great disaster at forty-six. If you can avoid it, you will have ten years of good luck, live a rich life and grow old together.