I don't know. I hit someone while driving. It took a few days for the traffic police to come to me, and I didn't know about the insurance claim.

I. The composition of the hit-and-run "hit-and-run" as stipulated in Article 133 of the Criminal Law refers to the behavior of the perpetrator driving or abandoning a vehicle in order to avoid legal investigation after a major traffic accident. The criminal law stipulates that the punishment for escape is aggravated for two fundamental purposes: first, in order to rescue the injured in time and prevent the accident from escaping without knowing it, the traffic police will know it when they come to the door, so that,

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.