What are passive income and active income?

Active income refers to the income that can only be obtained by working, and it can't be obtained without working. It is a temporary income, and you get a reward for doing a job.

The biggest feature of active income is "exchanging time for money", just like you have a job with a monthly salary of 10000 yuan, which can only be obtained when you go to work. If you stop working, your income will stop.

But once you lose the exchange of time and money, such as illness, injury, retirement or dismissal, natural disasters and so on. Your income will be lost, and your life and life will be threatened and lost.

It can be seen that active income does not allow you to have both money and time. Often, the higher the salary, the busier people are, which can't bring you real freedom and security. Active income can only bring you a passive life.

Passive income refers to the income that you can still get even if you don't work. This is a permanent income. Do a job thoroughly, and then get a continuous return.

Passive income is an asset income, just like you have a lot of money in the bank. No matter what, no matter when, no matter where you are, interest will be continuously deposited into your account every month.

Only passive income can make you have both money and time, money and leisure, and bring you real freedom and security. Obtaining passive income is the only way to realize financial freedom, and passive income will bring you an active life.

Therefore, the key is not the amount of income, but the form of income. If you get enough passive income, fundamentally, you will solve the problem that time and money cannot be balanced and realize financial freedom.

From an early age, we were taught to "study hard, go to a good school and find a good job". We have been learning how to be a good employee, but the result can only be positive income. Once the boss is offended or unhappy, or the company's development is not smooth, it is likely that even this opportunity for active income will be lost!

Passive income refers to the income obtained without spending a lot of time and energy, which needs primitive accumulation and is also the beginning of our farewell to dead wages. There are many kinds of it, the most typical of which are four.

① Interest category: the so-called Qian Shengqian, such as deposit interest and wealth management product interest. The more principal, the higher interest and the more income. To put it bluntly, you have to have money to make money.

Rent category: generally refers to the income of renting houses, facades and office buildings, and can also be the income of cars, clothes and props. In addition, it can also be the income from second-hand subletting, that is, renting out the rented things to earn the difference. Some assets that are not used in daily life or in a certain period of time can be rented out to give full play to their use value. Why do so many people like investing in real estate? In this way, you can not only invest to earn the return of house price appreciation, but also rent to earn passive income, which is a relatively easy and simple system to earn passive income. )

3 investment category: for example, investment in physical stores. There are also stock and fund investments, which generally refer to long-term investments.

Intellectual property rights: such as patent authorization, brand joining fee, etc. There are also book copyright fees, reading fees and so on.