The meaning of each layer of pyramid diagram

The meanings of the layers in this figure are as follows:

1. Base layer: located at the bottom of the pyramid, it is relatively broad and stable, and it is also the cornerstone of establishing financial planning, belonging to financial products with less risks, such as cash, savings and money funds.

2. Value-preserving layer: located in the middle of the pyramid, it is a wealth management product with moderate risk, which can be used to prevent family wealth from depreciating. It needs to comprehensively consider profitability and security, such as covering corporate bonds, financial bonds, preferred stocks, various funds and so on.

3. Value-added layer: located at the top of the pyramid, it is relatively suitable for enterprising investment products with less funds, and investors need to bear more risks and relatively high returns, such as real estate, stocks and futures.