Why didn't the staff of the social security center tell the insured anything? How much money can they get after retirement?

Why didn't the staff of the social security center tell the insured anything? How much money can they get after retirement? It's not that people in the social security center don't tell the insured, but they don't know how to tell you and how much money you can get after retirement. The staff of the social security center don't know what to tell you.

No one has an accurate data on how much people who participate in the payment of endowment insurance can get when they retire. However, accurate data can only be accurately calculated when they reach the legal retirement age and the payment period of old-age insurance reaches the payment period stipulated by the state.

You don't know how much pension you can get every month when you start paying insurance. If you are a staff member of the social security center, you can say how much pension you can get in the future when you start to participate in the insurance. That's nonsense, irresponsible to the insured and irresponsible to yourself. As a staff member, you can't mislead the insured at will.

Why can't I know how much pension I can get in the future? This is mainly related to the calculation method of pension. Under normal circumstances, the higher the payment base, the longer the payment period and the higher the pension. This is the reciprocal relationship between responsibility and obligation, right and treatment. Everyone may understand this truth, but some people just like to ask how much I can get after I have paid the old-age insurance and retired.

But the fact is that the gods can't answer it. The reference standard for many people may be the people who are retired now. Although it has certain reference value, it is also extremely inaccurate. After all, the payment base is constantly improving every year, and the social economy is also developing. Yesterday's standards can't replace the future development trend.

When we retire in the future, the pension will be divided into two parts: the basic pension and the personal account pension. The basic pension is based on the average of the sum of the average monthly salary of employees in the previous year and my average indexed payment salary, and is paid to 1% of the basic pension every year.

Judging from the description of basic pension calculation, the average monthly salary of employees in the previous year refers to the average monthly salary of employees in the previous year when they retire, which will only be announced when they retire, so this is one of the reasons why they can't answer accurately;

I need to accurately calculate the average payment index when I retire, and then calculate the average payment index according to the average monthly salary of employees in the previous year. This is the second reason why I can't answer you accurately.

1% every year, but there is no fixed number of years that you can pay when you are insured. I don't know how many years I have paid and how much I can get 1% until I retire. This is the third reason why you can't answer accurately.

From the perspective of personal account pension, it is to divide the total amount of personal account by the corresponding number of months. The source of the total amount of personal accounts includes the principal deposited by individuals into personal accounts, as well as the interest on funds generated by personal accounts. To know these data, you need to know what your annual payment base is, how many years you have paid, what your annual bookkeeping interest rate is, and how much interest income your personal account has every year.

Although these data can be checked every year, the final data cannot have an accurate cumulative number until retirement. I don't know the cumulative number, I don't know when you will retire, and personal account pension can't be counted. This is also an important factor that the social security center staff can't give you an accurate answer.

To sum up, the staff of the social security center can't tell the insured how much money they can get after retirement. It's not that they don't want to say it, but they can't say it. When you first join the insurance, you should know how much you can get after retirement. Without data sources as supporting conditions, even if you speak, it is irresponsible.