Detailed rules for purchasing houses in Jinan by non-Jinan hukou.

The conditions for foreigners to buy a house in Jinan are as follows:

1. Social security or tax payment certificate paid by Jinan for one year is required;

2. There is a down payment of not less than 30% of the proposed purchase price;

3. Have a stable income and the ability and willingness to repay on time;

3. Have a good credit record and be able to provide purchase contracts and agreements;

4. Can provide valid identity certificate, residence certificate and marriage certificate;

5. Other conditions required by the lending bank with full civil conduct. However, if you have social security and tax payment certificates, you must buy a house of more than 90 square meters to become a family account. If you have a collective account in Jinan, you are not only qualified to buy a house, but also a family account regardless of the size of the house. Jinan's purchase restriction policy is as follows:

1. The minimum down payment ratio of the first set of commercial housing loans will be increased from 20% to 30%, and the minimum down payment ratio of the second set of commercial housing loans will be increased from 30% to 40%;

2. The maximum amount of family housing provident fund loans is adjusted from 700,000 yuan to 600,000 yuan, and the maximum amount of personal provident fund loans is adjusted from 400,000 yuan to 300,000 yuan; Households with household registration in this city do not provide provident fund loans when purchasing the third house;

3. The registered family in this city owns three sets of houses and will not buy a house for the time being. Non-registered families in this city limit the purchase of a house in our city;

4. Strengthen market supervision and strictly implement the purchase restriction policy;

5. Strictly regulate the cancellation procedures of online signing of commercial housing pre-sale (sales) contracts, and effectively stop real estate speculation such as the transfer of pre-sale commercial housing. Notice of the General Office of Jinan Municipal People's Government on Further Strengthening Regulation and Promoting the Sustained, Stable and Healthy Development of the Real Estate Market Article 3 Households with registered residence in this Municipality are restricted to purchase 2 houses. Non-local households are restricted from buying 1 house in our city (proof of paying personal income tax or social insurance in cities and towns for more than 24 consecutive months is required). Article 4 Strengthen market supervision and strictly implement the purchase restriction policy. Conscientiously implement the provisions on the filing of commercial housing online signing, and severely crack down on hoarding and other behaviors according to law. Strictly identify the qualification of buying a house, and strictly investigate the act of fraudulently obtaining the qualification of buying a house. Continue to check the order of the real estate market and investigate and deal with illegal acts in a timely manner. Standardize the supervision of development enterprises, real estate intermediaries and underwriting institutions, and severely crack down on speculation in the opening of the market, infringement of the rights and interests of buyers and other acts that damage the healthy development of the real estate market.

1. The household registration of buyers is legal and valid, and they need to pay social security or personal income tax in Jinan for more than two years. Foreign buyers with bachelor degree or above only need to pay 30% down payment, and those with lower bachelor degree need more. At the same time, property buyers are required to have good credit reporting and repayment ability.

2. Foreigners can only buy a new house or a second-hand house in Jinan; Foreign families buy real estate in Jinan, requiring family members to have no ordinary housing in the local area.

3. Finally, it is necessary to meet the relevant conditions stipulated by other Jinan policies.

Legal basis: Article 63 of the Urban Real Estate Management Law has been determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government. The real estate management departments and land management departments of local people's governments at or above the county level may make and issue unified certificates of real estate ownership, and in accordance with the provisions of Article 61 of this Law, the confirmation and change of house ownership and land use rights within the scope of house occupation shall be recorded in the certificates of real estate ownership respectively.