How to achieve a well-off living standard?

Food, clothing, housing and transportation are all inspection standards. On the premise of basic satisfaction, the above things are not embarrassing, and money for buying some non-luxury goods can also be taken out without serious economic burden. Of course, a well-off life includes not only the above-mentioned material life, but also the richness of spiritual life. Satisfying the above should be regarded as achieving a well-off living standard. Hope to adopt.