Calculate the "bad luck" in the result of fate

For fate:

I looked it up in the dictionary and learned that an unchangeable past and a changeable future are called fate!

Everyone's fate can't be separated from their efforts when they were young. Now study hard and work hard, and there will be a good future.

But I also want to say that fate is in our own hands, and we can't trust or trust the gods.

A good life depends on our own efforts to create wealth, and it is impossible to obtain wealth in real life by worshipping God and Bodhisattva.

Using one's own brain and hands is the only way and the only rule to create real wealth.

Yes!

A word for you, live well today and tomorrow will be better.

I hope I can help you. I wish you an early success and happiness every day.