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What's the use of American Express Black Card?

If you mean the AmericanExpress Centurion black gold card, this card is the black gold (highest) version of1999 "Centurion series charge card" launched by American Express in the UK, and it is also called "black card" because its main color is black. Centurion Black Gold Card is recognized as the "king of cards" in the world. The card is positioned in the top group, and there is no upper limit (the Centurion Black Gold Card in China is a cooperative credit card, so there is a credit limit, and the credit limit is 2 2- 10/00000). Cardholders are mostly politicians, billionaires and celebrities from all over the world, and are invited by American Express to apply online. Because domestic policies prohibit foreign card organizations from issuing charge cards independently in China, American Express changed the centurion series cards into credit cards in China, and authorized China Industrial and Commercial Bank, China Merchants Bank and China Minsheng Bank to issue them. There is no upper limit on the amount of the Centurion Black Gold Card issued abroad, so you can buy any valuable goods in theory, but only the risk control amount (that is, American Express will set a risk control amount according to the cardholder's consumption habits and daily consumption amount). If the cardholder purchases goods exceeding this amount, the staff of American Express will confirm with the cardholder by phone, and after confirming the identity, American Express will complete the payment); The Centurion Black Gold Card issued in China is a credit card, so the card has a fixed amount, and there is no such thing as "unlimited amount". The amount of black gold cards issued by ICBC and China Merchants Bank is about 200-100000 RMB, so it is necessary to apply to the bank for a temporary quota in advance to purchase goods exceeding the amount.

Tips: The above explanations are for reference only.

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What is American Express Black Card?

From 65438 to 0999, AmericanExpress issued a top credit card-Centurion-commonly known as American Express Black Card, which became an instant hit and set off a whirlwind of buying. This little black card is made of titanium alloy and weighs less than 1 ounce, but it is enough to help cardholders buy anything. Black cards are famous for their high-end and distinguished cardholders, who travel at least 25 times a year on average. With this small black plastic card, you have a 24-hour personal travel consultant to plan your trip and book air tickets for you. During the trip, you can not only enjoy the luxury service of first class, but also enjoy the air tickets of your peers and travel companions, all of which are free. In addition, cardholders will get tickets for some heavyweight performances from time to time. For example, the just-concluded Rolling Stones concert (the ticket price for two people is as high as $5,800). According to a recent survey by the Luxury Association of new york, customers applying for the most prestigious black card of American Express must have a net asset of at least $5 million and an annual income of more than $200,000. Although the exact number has never been made public, it is reported that the number of black cards is estimated to exceed 1.7 million. And more people want to get the black card.

Why do you use a black card to represent the highest level VIP?

Black is the noblest color. Black gold card-a privileged credit card owned by the richest class in the world. From 65438 to 0999, AmericanExpress selected top customers from platinum cardholders and issued a top credit card-Centurion-commonly known as American Express Black Card, which became an instant hit and set off a whirlwind of buying. This little black card is made of titanium alloy and weighs less than 1 ounce, but it is enough to help cardholders buy anything. According to this newspaper, American Express issued an invitation letter after evaluating the net asset value, credit status and consumption status of customers, but the invitation standard for centurion cards was not published in official website. According to the latest cardholder agreement of credit cards, in the United States, the annual fee for centurion cards is $2,500 and the application fee is $7,500. According to foreign media reports, in order to maintain membership, cardholders are expected to spend at least $250,000 a year. Whether it is a personal version or a business version, American Express Centurion Card is a credit card that does not charge interest (of course, you must repay it in full within each settlement period), and there is no preset expenditure limit and no external transaction fee.

This is the end of the introduction about the little black credit card and the use of the little black credit card. I wonder if you have found the information you need from them?