Please help me calculate, how much does it cost at least once for a second-hand house with a total house price of 1.2 million?

The purchase price includes the following parts.

1, house price

2。 taxation

3. Transaction costs

1 house price, down payment amount = house price-loan amount

Calculated by 6,543,800 yuan+0.2 million yuan, loan amount = appraisal price of real estate *70%. Generally, the highest evaluation of a house with a price of 6,543.8+0.2 million is 6,543.8+0.8 million, that is, the maximum loan is 700,000, so the down payment of the house is 6,543.8+0.2 million-700,000 = 500,000.

2, the tax part, if the property is more than 5 years. Only deed tax is paid, which is 1%- 1.5% of the contract price.

If the property needs to be paid for less than 5 years, the deed tax is 3%, the business tax is 5.5%, and the personal income tax is 20% (the difference).

3. Transaction cost 1, agency fee, generally 1%-2.5%.

2. The transfer fee is generally within 1000 yuan.

3. Property ownership certificate fee, 80 yuan.

The three parts add up to the minimum fee you have to pay for buying a house at one time.

There is the so-called commercial housing refers to the nature of property rights, residential refers to the nature of use, the two are not a concept.

In other words, only commercial housing, affordable housing, apartments and so on. In the property right column of the real estate license, there will be no words of residence.