How many "bad habits" have you encountered in buying a house?

Don't take buying a house for granted!

Today, I will talk to you about several common "bad habits" in buying a house. Everyone who buys a house will have these bad habits more or less.

First, buy up and not buy down.

Now everyone who can buy a house is thinking about a sharp rise in the housing market. Those who haven't bought a house are hoping that the property market will fall, and there are almost no neutral citizens. Those who really understand the property market can never predict the peaks and valleys, and no one knows how much it will rise and fall in the future.

Applying the concept of the Three Kingdoms, the property market means "if it rises for a long time, it will fall, and if it falls for a long time, it will rise".

Second, passive real estate speculation.

Many ordinary people saw the house go up. Many people have the idea that "it is better to fry a suite easily after decades of hard work" and can't help but join the army of real estate speculators. I didn't know that real estate speculation was a professional job. If you are not careful, you will be stuck, and the means of realizing the house will be responsible. There are many professional taxes and fees, and the investment cycle is long. Or encounter inaccurate vision, it is difficult to get rid of it. In the end, they can only passively become "real estate speculators".

Third, buying a house can be done in one step.

Some people spend a lot of money for the so-called one-time occupancy, and later they find it a waste when they sell their houses. Being in place once is just your current "fortune-telling" idea, and anything may appear halfway. I suggest you only plan for 5~8 years at most. What will change in five years, no one will ever know, good or bad will definitely exceed your blind imagination now.

Fourth, it is better to rent than to buy.

One of the most controversial issues now is "buying a house or renting a house", and you should choose to buy a house or rent a house according to your actual situation.

Fifth, blindly enter the market.

Recently, various popular cities have successively introduced house purchase policies, and the policy of restricting purchases and loans has become stricter. Many people listened to the words of "good people" and intermediaries when buying a house, but did not continue to pay attention to the policy direction, resulting in the final failure to buy a house.

For those who want to buy a house recently, Bian Xiao suggested watching the news every day and looking at the latest urban policies. Seeing that the policy encourages buying a house and there are preferential policies, we must start in time. When we start to shrink the policy, we may wish to wait and see. In the era of social or national macro-control of the market, there is nothing wrong with following policies.

Sixth, I will only save money and buy it when I have enough.

This concept is absolutely wrong. Bian Xiao always encourages buying a house in time, just hurry up, otherwise you can't buy a house until you have saved enough money. Many people are very careful in their daily lives and must save enough money to buy a house. Some people are even stupid enough to pay the full amount. The skill that ordinary people must master when buying a house is that the lower the down payment, the better the monthly payment.

Seventh, only buy cheap ones.

Cheap goods are not good, and expensive goods must have expensive value. Be sure to buy the best. It is easy to add value or change hands in the future. If you really have no money on hand, bad purchases are also debt assets.

Eighth, superstitious "experts"

Now for some benefits, all kinds of experts are flying all over the sky, and experts in all fields are "studying" real estate, but none of them have roots behind them. If you analyze it carefully, you will know who these people are speaking for.

Therefore, if you buy a house, you must not be superstitious about experts and scholars. If you really don't know how to buy it, you can find a reliable intermediary who is familiar with the market. They are the most practical people in the real estate market. But his remarks can only be used as one of the macro references.

Ninth, superstitious advertising.

Many people get purchase information from real estate advertisements. As we all know, real estate advertisements are "good wishes" concocted by developers who hire writers. Whether the wish can be realized depends mainly on the strength and conscience of the developer.

Go to the site for on-the-spot investigation, visit and analyze, consult reliable professionals, and find old owners to understand the real situation.

Tenth, shortsightedness.

Many ordinary people panic when they don't even know what inflation is and why.

Look at the present from the perspective of the future. Don't buy a house that is overdrawn for many years to come. It is very important for the planning of the location of the house. Even if it is not good now, as long as you know its plan, don't worry.

(The above answers were published on 20 18-0 1-29. Please refer to the actual purchase policy. )

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