Men spend 1.42 million to buy a house for fortune telling _ men spend 1.42 million to buy a house for fortune telling video.

How much is the down payment for buying a house?

How much is the down payment for buying a house? In order to increase sales, or because of insufficient capital turnover, developers will propose installment payment, or sign a contract with developers to pay a sum of money every month.

If you want to raise the total house price to one million, the bank can borrow 6,543.8+0,000 yuan, which means a down payment of 300,000 yuan and a loan of 700,000 yuan. Now the buyer wants to raise the total house price to 6.5438+0.42 million (the total house price has been paid to 6.5438+0.000), so the bank can lend 6.5438+0.000, because the total house price is actually 6.5438.

Buying a house with zero down payment will have certain risks, and buyers will pay the down payment within a certain period of time. Developers will also charge a certain fee, most of which is zero down payment, and developers require buyers to pay off all housing mortgages within one year. Be cautious when buying a house with zero down payment and low down payment. Lawyers said that strictly speaking, this is a kind of fraud.

Zero down payment does not mean that buyers can pay down payment without paying their own money. Really paid by real estate developers or real estate developers; It may be fabricated to raise the price; Borrow more money from the bank and get a down payment. The key is to buy a house with a down payment of 0, which is not in line with the relevant policies of the state and banks. Accept zero down payment; You must get a loan from the bank to buy a house.

There are two ways to buy a house with a down payment. One way is to pay by installment. The buyer can pay the down payment or not, but the developer will give you a year or even months. The second is to sign high prices and forge loans. In this case, it is difficult to do this, and it will increase the risk of buyers.

Buying a house with zero down payment sounds beautiful, but it is not as beautiful as the developer said. The so-called zero down payment seems to be unlimited, and anyone can apply. In fact, the requirement of 0 down payment is relatively high, at least you must be qualified to buy a house. If it is a foreign buyer, you must pay the social security certificate for more than one year. Secondly, it is for this reason. Property buyers must have economic income, repayment ability and good credit record before they can apply for bank loans.

The above is the main content of 0 down payment for buying a house. I believe everyone knows about these contents. I hope this article can bring some help to everyone.