What is the concept of 500 thousand or 600 thousand now?

If you are on the street, just ask a passerby: 500,000 to 600,000, is it considered rich?

It is estimated that nine and a half out of ten will despise you and say that you have no knowledge. Will say, 500,000 to 600,000 are rich? You can only buy a bathroom in a big city.

In fact, people who speak so loudly may not even get 50 thousand or 60 thousand deposits out of their bank cards.

Many people earn three to five thousand yuan and have zero deposits, but they always feel that five or six hundred thousand yuan is not a lot of money. In their eyes, no one is five or six million, and they are all poor.

1. purchasing power

Many people always think that 500,000 to 600,000 does not have much purchasing power. Because they compared the purchasing power with the house price separately.

Because for comparing housing prices, especially in first-tier cities, 500,000 to 600,000 is really a drop in the bucket.

Like the Bund in Shanghai, the price per square meter exceeds 300,000 RMB. Five or six hundred thousand dollars, you can only buy a place to stand and stay.

The average house price in first-tier cities is above 70,000 to 80,000, and 500,000 to 600,000 can only buy 78 square meters, which is the area of a bathroom.

However, not all people live in big cities, and most people live in small cities and rural areas.

People who save a little, 2000 yuan a month, enough to live. 500,000 to 600,000 can be enough for one person to spend 20 or 30 years.

If you are a retired person, you can live a peaceful old age with so much savings even without a pension.

Therefore, purchasing power can't just focus on housing prices. The purchasing power of five or six hundred thousand is still quite large.

2. How many people can have so much money?

The bank where I work has a total deposit of about 300 million, but there are more than 3000 customers who save money. On average, each customer who saves money is less than 6,543,800 yuan.

Among them, there are less than 50 deposits with more than 654.38+0 million. More than 500,000 deposits are only over 200. This ratio is only a little more than 6%.

Most customers who save money deposit 50,000-150,000.

In China, at least half of the people have no savings.

Therefore, the proportion of people who can have more than 50 or 60 deposits in China will not exceed 3% at most. If you can have 500 thousand, you are already in the top 3% of the country.

3. How difficult is it for ordinary people to have 500,000 to 600,000?

500,000 to 600,000, it really doesn't look much. But ordinary people rely on a monthly salary of three or five thousand, and there is no hope of survival in this life.

For example, the monthly salary is 3,000 yuan. This low salary may not even be saved in 500 yuan for a month, except for the expenses of food, clothing, housing and transportation and children's education.

Even if you can save in 500 yuan for a month, you can only save 6,000 yuan a year. Ten years, but only 60 thousand. It takes 84 years to save 500 thousand.

If you can save 1 0,000 yuan a month, you can save10.2 million yuan a year. It takes more than 40 years to save 500 thousand.

A person's working life is almost 30-35 years. If you want to deposit 500,000 yuan during this period, you should deposit at least 1.5 million yuan in that year.

Deposit 1250 yuan every month on average.

While making money, we are constantly spending money. Food, clothing, housing and transportation, raising children to prevent old age, diseases and accidents, etc.

If you can save 1250 yuan every month, your salary income should be at least 8,000 yuan.

In reality, even if the monthly salary can reach 8000, many people can't save money.

Like myself, my monthly salary is over ten thousand. In order to pay off the mortgage, we have to support a family of three. Although the wage income is not low, it is spent every month.

If I want to deposit 1.25 every month, then my salary income should be at least 1.5 million.

What can five or six hundred thousand do?

Five or six hundred thousand can solve many people's lifelong events.

You can buy a house in a small city, and the down payment is more than enough.

It can make an old man enjoy his old age without a pension.

Can make a man marry a wife calmly.

Come on, try to make money!

Although there are more than 500 thousand, it is also composed of 50 10000.

It is difficult for us ordinary people to deposit 500,000 yuan, but it is easier to deposit 10000. You only need to deposit 50 RMB 1 10,000, and naturally there will be 500,000.

Personal opinion: for ordinary migrant workers, it may take a lifetime to save 500 thousand to 600 thousand; But for the rich with brains, it may be calculated in days, hours and minutes. But the vast majority belong to ordinary people, and only a few belong to the rich.

I have 500,000 to 600,000 on me. Whether I have a house or not, I have been renting a house for six or seven years. I don't feel panic when I get up, and there is still room for turning around.

Can be collectively referred to as "hundreds of thousands of funds." For most people, the meaning is similar: there are five or six hundred thousand funds, which shows that the foundation is good; I have some confidence in my heart; There is no achievement, and there is no comfort. However, food and clothing are not guaranteed, let alone "wealth freedom." That is the reality. Of course, it depends on different regions,

City; The meaning is not exactly the same.

In modern society, it takes a long time to have 500 thousand or 600 thousand funds; Some people use it for a year or several years; Some people need many years. However, one thing is the same, which can only be obtained through hard work; Few people can easily earn 500 thousand or 600 thousand. Takeaway brother, taxi uncle, construction worker, office salesman and programmer, company executive, white-collar worker, etc. It's just that the work forms are different and seemingly different, but everyone is working hard. We can compare and see who has lost more hair.

Investing, speculating in stocks, futures, etc. High returns and high risks. It may find it easy to earn hundreds of thousands; What if I lose money?

Only five or six hundred thousand, nothing else, very ordinary. You should have everything in the countryside. If you don't need this money in three to five years, your income will continue and you can rank in towns and villages. Should be able to rank before 30. Not in a big city.

I'm born after 70, so I'll blow it. I was part of that time when studying was useless. I haven't studied since I graduated from junior high school Although I am young, I saw an opportunity, that is, I learned to drive and earn money by driving. Because my family is poor, I have three brothers and sisters, and I am the boss. The driving school tuition fee in that year was 2580 yuan. In order to earn tuition, I went south to work in Jiangsu, Zhejiang and Shanghai. At that time, I was small and simple-minded I saved about 4 thousand yuan and didn't go home for the New Year. In the factory, a fat girl in the factory fell in love with me. Perhaps, the fortune teller said that my marriage has not moved and I don't know the future. It's a pity to think about a good marriage now. I went home after I paid the completion capital. I went to learn to drive for my dream. At that time, there were two driving schools in our city, and the tuition fee was reduced by 2250 yuan. I studied for six months, passed the exam and practiced for a year. I have been driving a truck in Ningbo for four years, and my income is about100000. I saw that the taxi license plate in Ningbo has gone up in price, from 1 1.2 million to 600,000. I began to understand our hometown. At that time, it was around 70,000 or 80,000. I hurried back to my hometown, and my family gave me 20 thousand to 30 thousand and took a taxi. Opened 16 years, calculated the gross account, and earned more than one million. I only sold 200 thousand. I am 50 years old this year, and I am also a clever uncle. I only have 300 thousand cash in my pocket. I think I am also a rich man, and I really can't earn that much pure cash for the rest of my life. May the world be healthy and all the best for the post-70s generation.

At present, 600,000 people need to buy a house in a small place, or buy a car. Otherwise, the pressure is too great now, and children will spend money when they are young, and it will be more expensive when they grow up [covering their faces].

600,000 is a lot for ordinary people, and the wages of ordinary migrant workers are not guaranteed. How many people in their 60s and 70s can have 600,000 in the bank? Rich people are definitely in the minority, especially if the work can only solve the temperature guarantee. If 600 thousand falls asleep, they will laugh!

I can't earn that much money in my life.

There are basically millions of people around me, so the circle is different.