What do you mean by enemies and creditors? Do we all have them?

First of all, Buddhism tells us that life is continuous and it advances on six roads. The so-called unjust relatives and creditors mentioned by Buddhists refer to those who have had love and hate with themselves in this life, such as your parents, brothers and sisters or enemies in previous lives, who will have relations with you in the next life. Some come to repay the kindness, and some come to make trouble. The Buddha taught us that every life has gone through endless cycles.