Is the loan industry good or not?

The loan industry is not easy to do, as most people know, because there are two kinds of loans. One is the loans issued by formal financial companies themselves. In this case, the amount of loans involved will be relatively large, and the procedures will be cumbersome, making it difficult for customers. The other is similar to online lending. This kind of existence, if it is that kind of telemarketing, is even more difficult in itself.

You can do loan business, but you must go to a formal company, which depends on the size of the company and how long it has been established. If it was established in recent years, you have to think about the development prospects of such a small company after you go. What kind of loan do you make? To put it bluntly, you can do sales with similar sales performance, and you can be a sales supervisor at the highest. What do you think you can do? Do you think sales is a job that requires special knowledge? He is not any job. If he has no threshold, then he has no room for improvement.

The more professional knowledge a job needs, the more abilities it needs. The threshold requires you to have a clear room for promotion. If you get a loan, you can do well when you are young. It's no problem to earn 18 thousand a month, but can you keep doing this? You have made a loan for three years, which is equivalent to sales. Have you learned any professional knowledge? You can't sell it forever. Those young years are only a few years of study, so we should do some serious work with future career development prospects.

Telemarketing loans are even more untouchable, because telemarketing itself is a very difficult job. If you don't make money, you will get bored easily. If you call others every day and someone calls you to promote loans, are you also very upset? When you meet someone with a good temper, you may say don't hang up. It's perfectly normal for you to meet someone with a bad temper and scold you. Therefore, it is not easy to sell electricity. We don't deny that there are people who make a lot of money, but that's only a few people.

Second, is the loan industry difficult to do?

The loan industry is not easy to do, as most people know, because there are two kinds of loans. One is a loan made by a formal financial company. In this case, the amount of loans involved will be relatively large, and the procedures will be cumbersome, making it difficult for customers. The other is similar to online lending. This kind of existence, if it is that kind of telemarketing, is even more difficult in itself. : Common channels: 1, Alipay loan loan loan loan is a credit product of Ant Financial, with a big brand, reliability and low interest rate. I have been welcomed and liked by everyone since I went online. The loan bears interest on a daily basis and can be repaid as it is borrowed. There is no separate app, and the entrance is on Alipay. Borrowing is an invitation system, and you can only borrow if you get an invitation to borrow. However, some users did not borrow it, mainly because they did not meet the conditions for borrowing. Bian Xiao briefly introduces the most basic conditions for opening a loan account: sesame seeds score more than 550 points; At the same time, the real-name authentication was carried out, and the personal ID card was bound to the bank card and mobile phone number. 2. Tencent Microfinance Microfinance is a credit product of Tencent Weizhong Bank. Like borrowing, micro-lending is an invitation system. Small loans can reach up to 300 thousand, and interest is calculated on a daily basis. Small partners who want to use micro-loans can check whether there is a word "micro-loan to borrow money" through the Jiugongge on the WeChat payment page. Some users want to use microfinance quickly because they don't meet the conditions for applying for microfinance. When using microfinance, they find that they can't borrow money, so they can use WeChat to pay more and use its related services to chat with people through WeChat. There are certain fund transactions on WeChat, such as transferring money and issuing red envelopes, so that WeChat can see its economic strength and spending power. Bian Xiao would like to remind everyone here to pay attention to the fake sales calls of micro-loan customer service, because some lawless elements falsely claim that they are micro-loan customer service, and paying the work fee can help to open micro-loans. These are all lies. 3. Du Xiaoman Finance (formerly Baidu Finance) has money to spend. Qianhua is a credit product of Xiaoman Finance (formerly Baidu Finance), and big brands are trustworthy. Unlike loans and small loans, you can take the initiative to apply for money without official invitation. If you want to apply for money, you usually need to meet two conditions: first, the borrower must be between 18-55 years old and cannot be a college student; Secondly, I need to use my original second-generation ID card and my bank debit card in the application process. Meet the above conditions, you can take the initiative to apply for spending money. In addition, Youhuahua also launched credit products for small and micro business owners. If you are a small and micro enterprise owner and need start-up or operation funds urgently, you can also borrow from Youhuahua. Money can provide users with a loan amount of up to 200,000 yuan. Due to the different situation of each user, the amount obtained will be different, and the specific amount will be subject to the page display. Generally speaking, the better the personal qualification, the higher the loanable amount you can get when you have money to spend. Relying on the strong technical strength of Xiaoman Finance, the speed of applying for funds is very fast. After the loan is approved, the funds will arrive in three minutes at the earliest.

Third, how is the loan industry now? Is it easy to do?

Application conditions:

1, Chinese mainland residents aged 18;

2. Have a stable address and work or business place;

3. Have a stable source of income;

4. Without a bad credit record, the loan cannot be used for stock trading or gambling.

5. Other conditions required by the bank.

Processing flow:

1. Submit an application to a local bank or lending institution;

2. Prepare various materials required for the loan;

3. Face-to-face signing of banks or lending institutions;

4. The bank examines the qualifications of the lender;

5. Approved and successful loans.