Understanding the diary: February 27, 2020

The girl who did pyramid selling in Guangxi came back.

I don't know whether to return with full load or failure.

A word popped up on WeChat: Teacher Dong, are you busy?

I said, not busy.

She asked, can you recommend a stock?

I said, no.

She said that everyone said there was a policy bull market.

I said, I don't know!

She said, I don't blame you for losing it if you recommend it.

I thought, no!

I said, I really don't understand, and even if I did, I wouldn't.

She said that you should recommend it to your own sister.

I said, that's easy. My advice to them is not to open an account!

She said it didn't mean anything to you.

I said, you don't believe what I told you.

She said, put down the money, put it down.

I asked, have you made a fortune in Guangxi?

She said, no, some money saved before marriage.

I said, gift money?

She said, sort of.

I asked, how many more?

She said, two hundred thousand.

I said, buy a car and drive.

She said, which one is like you? This is all the money.

I asked, do you live in the city or the country now?

She said, in the country, in my husband's village.

I said, I still admire your flexibility.

She is a real second generation and has a good family. Her father is proud of the spring breeze. One year during the Dragon Boat Festival, she had a heart attack and her mother remarried. She works in the country, and originally went on a trip to Gilded, but she can't come back. She may eventually resign. Now she is basically helpless, and her mother has started a new happy life. )

She asked, what is worth investing in?

I said, deposits are also financial management.

She said her interest was too small.

I said, I don't understand anything else. I think capital preservation is the most important thing.

It is said that financial management should be young, you don't manage money, and money ignores you. What is the truth of this sentence?

You are so young, if you manage money, you will basically lose money.

Because you have a misunderstanding about financial management.

You think financial management is investment, usury and A-share gambling. In fact, the real financial management is to learn business knowledge, start to run yourself as an enterprise, make yourself a brand, and gradually accumulate thickness from the aspects of economy and reputation.

Understand?

Don't give people investment advice casually. This thing is the standard way to kill and stab a pig. Everyone has his own knife method. Everyone's knife method is right, provided it suits him. There is no absolute right, only absolute fit.

For example, a fixed investment is suitable for me, but not necessarily for you.

This thing should conform to personality, resources and mood, all of which are indispensable. I am very conservative, so the first principle of my investment is not to lose money, that is, I must first make sure that the principal will not lose money. Therefore, in terms of fund selection and investment methods, I have multiple hedges to ensure the lowest risk, but it does not mean that there is no risk. The global stock market has fallen by 90%, not to mention the fixed investment, and everything has been voted for nothing.

I also have my resources. I have invested in so many small companies, and I have a stable cash flow, rain or shine, which can guarantee that I can continue to invest even if I fall for ten years. My money is living money, not the kind of savings in everyone's hands.

Not to mention the mentality, it may be a bit exaggerated to say that honor and disgrace are not shocking. At least you can be shocked by the ups and downs. It is common to go up by 30 thousand a day and fall by 30 thousand a day. It's really nothing. It's actually the bystanders who are afraid. ...

It's trained.

Everyone likes to say that. I don't blame you for losing.

It is out of the question.

It's like climbing a mountain, where everyone sits together and drinks, which means that we will be brothers in the future. As a family, we can speak frankly, help each other and tide over the difficulties together.

At that time, if I asked: I borrowed money from everyone when I was poor, ignore them.

Everyone must clap their chests and say, don't worry!

Really down and out, really borrow it. ...

You'll hurt your face!

Once in a while, I help my friends do small things, and they give me money. I like to say that if I am down and out, give me a hand.

The other party will smile and say, I'm afraid there won't be such an opportunity.

On Friday, I need 200 thousand.

This is urgent.

I have some emergency funds, but I bought short-term financial management, and the annual interest rate is 4%, which is already very high. The general money fund is around 3%. I won't get the money until Tuesday at the earliest. I have an appointment on Monday and I'll leave on Tuesday.

But I can't wait.

At this time, I was thinking about a problem, that is, I need this money. Who should I talk to?

I thought about it.

Very sad.

Men's friendship is very subtle.

No matter how good a brother is, he can't borrow money casually, no matter what the reason is. For example, can I talk to Brother Niu? Niu Ge's Ci, can I talk to the readers? No problem.

However, when I ask who borrowed it, everyone will suddenly ask a question mark. Why did he suddenly borrow money? Taking drugs? Gambling? Or is there something wrong?

Besides, you can't explain it.

No matter how urgent the money is, can it be every two days?

I thought for a while and sent a message to the teacher: I need 1.5 million yuan, which is urgent. Is it convenient for you?

She hasn't replied to the message for a long time.

I feel as if I have done something wrong.

Then, I went to Alipay and borrowed 1.5 million. ...

Then I quickly sent a message to the teacher: I have it.

Afraid she wouldn't believe me, I sent her a screenshot of the bank's collection, and added: I went to Alipay to withdraw cash.

It's actually a loan.

The teacher said, I don't have all the money. I'm just going to pour money on some cards.

I am very touched.

I know her very well. She does. Give it to me.

She doesn't like imagination

We had a few words about it. I said that I suddenly wanted to borrow money and found it very sad. She said, in fact, you are much stronger than the average person. You may be a good face. As long as you ask, you will basically do it. You underestimate everyone's love for you.

However, this mouth cannot be opened casually.

Zhang can only be a woman.

Because women don't analyze logic and don't consider right or wrong. Anyway, if you need money, I'll give it to you. I don't have to borrow it. I can't borrow it. I will cheat. Anyway, I just want to help you.

What's this money for?

I had a fight with someone.

At first, she was a girl's best friend, that is, before I said that she had a good personality, you patted her ass. Instead of being angry, she asked you: Are you playing? Q no q?

I have been getting along well with this best friend, and the accurate definition is little girl.

Where's the girlfriend? They are working-class people.

However, the circle she plays is relatively high, and her strength can't keep up with this vision, so the rhythm will be chaotic. For example, if others go to Hainan to invest in buying a house, she also wants to.

Other people buy good cars, so does she.

Every time she asks me, do you sponsor me to buy a car?

I said, of course.

She asked, is 200,000 ok?

I said, no problem.

What do I think? It's not about money. Besides, I think she's joking. You have a family, I have a family, you are someone else's wife and mother, I am someone else's husband and father, and we are two independent individuals. Besides, I got nothing. I just slapped my ass a few times, just kidding.

What did you say?/Sorry?

Much better.

Maybe better than the average couple, but because I am Liu Xiahui, I never have a story. Of course, if it really happened, there would have been n versions. I think it's too much trouble, and it needs to be washed and wiped. The most important thing is that I wrote before that women in small places generally have bad breath.

It's not a matter of brushing or not.

When I was a child, I had dental caries.

In her definition, I am more important than her husband. ...

We have a mutual friend who is the owner of a clothing factory. He has a white Q7 and wants to sell it. The reason for selling is to sell money to pay for survival. It's cheaper to drive less than 50 thousand kilometers. This girlfriend took a fancy to it and wanted it, but she didn't have enough money, so she found me.

I'm still quite surprised.

I usually talk like a fart. I didn't count. How do you remember so clearly?

I just cleaned her up.

Look, let's define first, what is our relationship?

You have a husband, right?

I have a wife, right?

I'll give you 200 thousand. What is it like?

If you say you borrowed 200,000 from me, I think it's ok. If you ask me for 200 thousand, I think it's too much ...

She is hysterical.

Run to the door of our community.

It may also be angry words, saying a lot of things that I don't think I should say. For example, she wants to expose me online. She knows where my son goes to school and wants to kill him.

Then I thought about it. Leave her alone.

Give it to her.

When she calms down, I want to talk to her again.

Is never to touch a person's bottom line at any time. The bottom line is to threaten a man, and you can threaten him with whatever he cares about. He may be the main one, but he will be afraid of you from the bottom of his heart. This trick must not be used casually, it will bring him death.

Of course, I really don't blame her for that.

I usually give her the illusion that I feel like a Hercules and can do anything for her. I can give her anything she needs. What does 200,000 mean?

Besides, she looks like an old hand, but she knows nothing about society. She has crossed the line and thinks that the standard of a good relationship is to be willing to give you money to spend. You can't be misplaced. Compared with my daughter-in-law, my daughter-in-law is my son's mother, aren't you?

What she wants is actually a mistress model, but she is not a mistress.

From the moment she threatened me, I knew she really had no social experience. Even if it is true, you want to do it. You can't say that she may simply want to scare me. Feeling afraid is also a kind of concern. In fact, it will make me open the exit mode, that is, I will be coaxed, gradually away from it, and then completely blacklisted.

It's about a junior high school classmate, thin and transferred from the northeast. Because it is rumored that his mother is a chicken, he changes sports cars with the big truck driver every week, and people give him money. ...

The story spread around the school.

He pushed back according to the news, who was spreading, who was hitting, and then asked: Who did you listen to?

That's it, next to each other, one by one, calling for the toilet and fighting.

What is the root cause?

Touched his bottom line!

Later, my best friend also apologized to me, saying those words were angry words, just hoping that I could care about her and attach importance to her. This shows that she is really not sensible.

Some things, too angry, can't be said.

I have been married for many years.

Get together in the morning, get well informed and get married.

The house was smashed the night before, that is, the bride and groom quarreled. When quarreling, the bride said, you stepmother.

The groom grew up without a mother.

Smash the house, that is, no one has ever seen him so angry, but he is crazy.

Poke into the softest and most elusive place in his heart.

Women are less rational than men, and men know this. Generally, women don't care what they say, which is also the reason why the violence rate in Shandong is the highest in the country. That is, women generally take care of men at home, say whatever they want, and get beaten if they poke the bottom line.

These, my sister also experienced.

My face is swollen. It was my brother-in-law who picked it up. He came up and said, "Brother, please give me a beating.

I won't hit him.

I asked, what happened.

He said that she called my mother old S, and I couldn't help it. ...

I said, that's light.

My father and I have an opinion. My mother doesn't care about this. Pointing a broom at my brother-in-law is a meal. My mother can play if he doesn't hide or dodge.

My mother is also acting.

Later, my sister came to give me something, so I scolded her.

She said, you don't know, she is really an old S-bag.

I said, it's true, you can't say it.

She said she bullied me.

I said, consider her dead.

She said that I would set off fireworks when she died.

Later, I had an in-depth conversation with my best friend. She said there was a fire, and she couldn't control herself. The two little people in it are fighting. At that moment, regardless of it, she just wanted to break the larger foe.

The ending is not bad.

I'm just afraid of her deep down.

For me, this is a great growth. I have written for so many years, and there have been two great changes, which can be regarded as metamorphosis. I was taught a lesson. I have been writing for so many years without interruption. Not difficult. Didn't I insist on eating for so many years?

What is the hard part?

Unsealed!

Well written, most of them have been clicked.

How many evergreen trees are there?

For the screenwriter, even if I am banned, I will still write every day, but I just don't have a chance to show it. My survival is related to my character, prudence and two crises.

The first time, from photos to fakes.

The second time, from writing people to not writing people.

It can be said that whoever I write in the article is equal to whom I share my readers. I thought they would love readers as much as I do, but they are all sickles.

It is also disappointing many times.

Then I met a big one and changed it once.

I also extracted a passage: once you compromise with the facts and admit that everyone in the world lives for themselves, you won't have so many demands on your companions until that day. They won't let you down again, you will only be tolerant of them. The shackles of human nature [UK] william somerset maugham

I just don't give everyone a chance.

Throughout the article, I am a one-man show.

Other? They are all symbols.

Girlfriend is my third big change, that is, from liking women to liking men, and I will try not to associate with women in the future, because I prefer my career to love. After all, I have worked hard for 20 years, and I can't be blown up because of these.

Or what?

Even if I die, others will not forgive me.

Do you understand? He deserved it. In those days, that woman didn't let him flirt less ...

Zhao Zhongxiang died, and many people in Weibo teased him.

First, he chose the wrong woman.

Second, he promised too much.

You cheated on Ni Ping to death, and she won't say that you are not a word. She has the weight of betrayal and this basic quality. Your massage is inevitable.

How is he?

Don't order anything!

It is only because of contrast that his image appears so tall.

Men are funnels.

In the past, I forgot

A woman is a vegetable basket.

Always remember every word of a man and always be ready to label him. You lied to me.

Since you dare to lie to me and tease me.

Then I'll kill you.

Fortunately, when my best friend is rational, she is still rational. When she really talks about it, she will understand. However, in the past, her position was chaotic, and she had two kinds of fantasies. One is that I will satisfy her indefinitely, and the other is that I take money improperly.

This is really an illusion.

Maybe I grew up in the countryside, and I am particularly disgusted with women asking for money. Whenever my daughter-in-law or someone else asks for money, I feel disgusted from the bottom of my heart. I think I can, but you can't. Is there something wrong with me?

Is it my problem or is it common among men?

My personal opinion is that women, no matter who they marry, should not reach out easily. In fact, you can get more without reaching out. When you reach out, the relationship is no longer equal. Women may not think so. They always think that money is safe in their own hands, so they want it desperately.

Asking for money is really a university question, including collecting rent.

My daughter-in-law is in charge of two houses in Shenzhen, and she demands that they be given to her. She wants the rent because she has no income. In addition, our company gives her a monthly salary of 1 10,000. Usually, she will ask me for some points. How can she earn more than 300 thousand a year? I don't advise her to manage the tenant very much, because I think she has a bad temper and is easy to get angry, perhaps not because she is angry, but because the other party understands that she wants to be angry.

This isn't it?

The rent is confiscated.

At that time, I suggested that she reduce the rent, but she didn't.

And the result?

People just don't give it.

It's not that you don't give it. What should I do if I have no money?

The human reason is also very appropriate. They were isolated in their hometown and did not return to Shenzhen. Pay them when they return to Shenzhen. Besides, I may not go back to Shenzhen. The daughter-in-law sent a voice message to the other party. Oh, who did I think I was quarrelling with?

Actually, it's better to learn from my method. You give me the rent first and I'll pay you back for two months. And when I did this, few people were free of rent at that time, but Wanda proposed it, and the tenants were still warm in their hearts.

Now the landlord, you lost two months in vain, and soon the tenant will ask for half a year. ...

If this trend continues, half a year will be enough!

Last night, I chatted with Brother Niu.

Talk about fortune telling.

I said that there is a person who is very accurate in fortune telling. One year, there was a great drought. The man wrote a note to several villagers who came to calculate when it would rain, saying that they would open the door when it rained. Before long, it rained, and the villagers hurriedly opened the note: It's going to rain today!

Niu Ge said, this is great.

I said, so the villagers ran around and told each other that there was a fortune teller in XX village who was very clever.

Niu Ge said that this is the routine of stock gods.

I said that Warren must be a master of language, and all he said was ambiguous words. It makes sense how he feels afterwards, that is, he can't recommend specific stocks or predict specific market conditions.

I sent a screenshot of the 98-fee reward for nearly 10,000 people to Niu Ge. Look, on the Internet, the most valuable article is such an article. ...

Niu Ge said, this is great.

I said, if you write one and I send one, it can also have this effect.

Otherwise, what will the future look like in the next few years, how should it be laid out, and what are the benefits? After several years of verification, it is impossible to judge at the moment, and no one will listen to your layout. Capable people won't come to read your article. The average person will not hold shares for more than one year.

Either, you talk about Zen and Buddhism, and what you say is very mysterious. What kind of Buddhism is natural? It's better to have two lives, two lives and three lives. You don't even understand. How do you think Li Biao sealed the gods? Talk about Zen in the tangle.

If you don't understand, just say, great!

Talk about everything.

You just can't talk about trends in the next few weeks. You can't say that the global slump has begun, and A shares will also fall. What was the result? A shares rose sharply, and those who believed in you and made profits came back to scold you.

You can't say that semiconductors are very good recently, which will bring a bull market for semiconductors.

As a result, everyone is chasing heights.

Therefore, writing an article is a university question, which can be said in reverse, directly or vaguely. I said everything, but nothing.

Fortune-tellers and feng shui masters do not focus on professional skills.

The art of language.

For example, I am a feng shui master, and you invite me to visit your home. I went to your house to have a look Shit, this floor, this hall, this fish tank opened my eyes, and I thought, yeah, yeah.

However, I am a master.

If I tell the truth, didn't you invite me here for nothing?

I want to find something wrong.

Otherwise, I am not a professional. ...

I found a place that is not harmonious, and Bala spent a long time.

The master thought, wow, the master is really a master!

About the stock market?

No one can predict, and those who say they can predict are either lunatics or liars. Is Buffett awesome? He didn't predict that 20 19 Nasdaq would be so crazy. Looking at the just released 20 19 annual report, the stock market value of Berkshire increased by 1 1.0% in 20 19, while the S&P 500 index increased by 3 1.5%, and Berkshire lost 20%.

People who are really good at B generally can't win the index in the big bull market. Why?

Because they are chasing up and killing down, that is, they keep buying when they fall and selling when they rise. They have their own harvesting rhythm, which started as early as the first rising. What about when they skyrocketed? It has finished its work, so it often misses the peak.

They are after compound interest, not gambling with Gu Feng.

The profession of "stock god" will become more and more popular in the future.

Because investors are an incremental market, during this epidemic, there were 65438+600 million investors in China. If you think so, investors nowadays are like people who have fallen in love with gambling and can't quit.

Newcomers are constantly joining.

As long as the stock market, you should choose a leading brother. There was once a man named Big Brother, who was very popular in the blog era. It seems that I was arrested for building a group.

The best way is not to speculate in stocks, but to talk about stocks.

Form your own faction.

No matter what field, as long as you insist on speaking out, there will be believers. To put it simply, there are so many fortune tellers in the countryside. Which one do you see has no job?

There must be, and there must be!

Everyone wants to be an online celebrity. Some people have theories and routines, but they can't write or speak.

Cook jiaozi in the teapot.

Can't pour it out.

There is a local girl, a junior high school student, who dances well and has many fans. Tik Tok's video has been praised by thousands of people. Her mother consulted me, that is, can this child achieve something in this direction? Need someone to promote it?

I told her the truth.

The girl is a good dancer, but in the local area, she is a good dancer.

However, put it on a national scale.

Very general.

After all, she has no dancing skills, which is purely a hobby. If she really wants to achieve something, she should be sent out to study systematically. After three, five, ten and eight years of study, she may make some achievements, at least in Tik Tok, she will have many fans.

I have a happy brother. I wonder if you remember him?

The one who cuts plums in the office.

Is that guy a mediocre dancer?

It looks ordinary.

But as far as his movements are concerned, he is a professional player at first glance, which means he must be a professional dancer, which means that people suddenly become popular and have some chance.

Long term red

Must rely on strength.

Don't say your daughter is an amateur. How many dance teachers are there locally? Which one doesn't have Tik Tok? It won't catch fire Ordinary people are particularly ugly when they are on camera, because being on camera will make people fat.

And movement and deformation.

Those who can dance in anger in Tik Tok.

They are all one in a million.

Including those badminton videos on Tik Tok, they all look clumsy. Just touching one can sweep half the province, and those amateurs who came to Shandong basically killed all the masters.

Network celebrities are also divided into platforms.

The earliest concept of network celebrity is Weibo.

Mr. Ba Qikun works in an online celebrity. I once asked him a question, that is, are these online celebrities really tasteful or fake tasteful?

His answer is, really!

Especially in Weibo's mature period, it's all true skills that can precipitate fans.

Whoever can scamper in the early stage may be angry.

In the later stage, it is who has the ability and who is hot.

Tik Tok, in the early days, he might get angry because he said one or two words, such as "lying in the trough without mercy". In the later stage, that is, the mature stage, the competition must be true strength, dancing and the like. These are professionals and amateurs, professionals are professionals and amateurs are amateurs.

It's important to understand these!

Why?

You see, most people play Tik Tok, and they all use their kung fu to promote it.

useless

Wine is not afraid of deep alleys, and it is more suitable in the Internet age. You are capable and willing to show it. It is impossible without fire. It's like my son asking me if I know XX. I said I didn't know him. He said this man is the number one player in the glory of the king. He played hundreds of games in the game alone, and it was broadcast live on TV. ...

I said, that should be a lot of money.

He said, endless money.

Many children also misunderstand that they just don't have a chance. If they have the chance, they can still win the e-sports championship. Actually, you think too much. The technical and tactical level of e-sports is not less than that of ordinary sports, and the gap between amateur and professional level is too big.

This champion has nothing to do with parents' permission not to play games.

It's about talent!

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Special instructions:

A, the article is not documentary literature, I am not necessarily me, you are not necessarily you, sitting in the wrong position!

B, the article is paid to read, single article 1 yuan, including 200 yuan, which can be paid by the day or the year.

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