Fortune Telling Collection - Comprehensive fortune-telling - The poor tell fortune, and the rich burn incense. Holding profits and protecting Thailand are ideal. Immerse yourself in God's grace and avoid disaster. Sleep without worry! What is the central idea o
The poor tell fortune, and the rich burn incense. Holding profits and protecting Thailand are ideal. Immerse yourself in God's grace and avoid disaster. Sleep without worry! What is the central idea o
Life will inevitably encounter all kinds of accidents and risks, and insurance is undoubtedly the best means to transfer the economic losses caused by risks and their accompanying problems! From the perspective of economics, insurance is a financial arrangement to share the loss of accidents; From the legal point of view, insurance is a contractual act, a contractual arrangement in which one party agrees to compensate the other party for losses; From a social point of view, insurance is an important part of the social and economic security system and a "subtle stabilizer" for social production and social life; From the perspective of risk management, insurance is a method of risk management.
Reasonable insurance can make people's lives stable and avoid poverty caused by diseases and accidents. Getting reasonable compensation after accidents will bring comfort to people's hearts, but don't buy insurance blindly. Many insurances have contract traps, which will eventually make the insurer suffer.
Matters needing attention in expanding information and buying insurance:
1, reasonable use hesitation period
Life insurance products with a term of more than one year have a hesitation period. The hesitation period is 15 days from the date when the insured receives the policy and signs it in writing. If the consumer is not satisfied with the insured amount or the selected insurance company, he can propose to terminate the contract with the insurance company within the hesitation period, and the insurance company will refund all the insurance premium after deducting the cost (generally 10 yuan). After the hesitation period, the insurance company will charge the refund premium according to the contract, and consumers will have certain losses.
2, cooperate to accept a return visit
If the insurance company pays a return visit to you by telephone, letter or door-to-door, please answer the insurance company's questions and ask the insurance company to answer questions about the insurance contract.
3, timely renewal of insurance premiums
If you buy insurance by installment, you must remember to pay in time to avoid the termination of the insurance contract. There is a certain grace period for the payment of renewal premium. After the insured pays the first premium, unless otherwise agreed in the contract, if the insured fails to pay the current premium for more than 30 days from the date of receipt by the insurance company, or fails to pay the current premium for 60 days beyond the agreed time limit, the contract will be terminated, or the insurance company will reduce the insurance amount according to the conditions agreed in the contract.
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