Fortune Telling Collection - Comprehensive fortune-telling - How do novices invest in funds? Three tips for novice investment funds.

How do novices invest in funds? Three tips for novice investment funds.

Funds have multiple characteristics, such as collective financial management, professional management, bank fund custody, and investors enjoying expected returns. Many financial experts have begun to join the fund investment team. In the face of initial fund investment, how the novice invests in the fund is the primary problem faced by the new citizens. Whether the basic skills are solid and effective determines the final expected return on investment. Three tips are shared with novice investment funds.

1, the choice of quality funds

Choosing a good fund is the first step to successful investment. How to choose a high-quality fund among the vast number of funds?

First of all, you can query the historical performance of funds through channels such as Oriental Fortune Network and Tian Tian Fund Network, and select the top 50 funds according to the ranking.

Secondly, if we look at the top 50 companies, we find that they are within 50 for three consecutive years, and the stability of these funds is relatively high.

Finally, check whether the fund manager has changed. If there is no change, the remaining funds are good funds to choose from.

2. Entry time

If you choose a good fund, the next thing to consider is the timing of entering the market. If you buy at a historical high, even the best funds will inevitably be quilted. On the contrary, if you buy at the opposite bottom, even a poor fund will get a certain expected return on investment.

If the current market atmosphere is relatively light, the price-earnings ratio of the market index is near the relative historical position. At this time, participation in investment is not necessarily at the lowest point, but it will also be a relatively low level. If you hold it patiently, you will still get a good expected return.

If the novice investment fund can grasp these two points from the beginning, it will take a big step forward on the road of fund investment. Tips: Financial management is risky, and investment needs to be cautious.