Is banyan microfinance co., ltd formal?

Formal and legal, Banyan Tree Loan is an intermediary, and the main financial institutions are Industrial and Commercial Bank of China, China Construction Bank, Bank of China, Bank of Communications, Postal Savings Bank and other financial institutions. Therefore, when the borrower applies for a loan from Banyan Tree, the ultimate lender is the bank and other relevant mainstream financial institutions. At present, when a borrower applies for a loan from Banyan Tree Loan, Banyan Tree Loan will provide a loan product suitable for the borrower based on the matching algorithm, so the borrower only needs to choose the loan product provided by Banyan Tree Loan, and the pass rate will be higher.

Banyan loan application conditions:

(1) Only China citizens aged between 20 and 60 can apply for banyan loan.

(2) The applicant must have a legal and stable source of income to ensure that the applicant has sufficient repayment ability.

(3) Personal credit is a very important basis for applying for a banyan loan, and the applicant cannot have a bad credit record.

3. Banyan Tree loans do not provide credit information. Banyan Tree Loan is a loan supermarket, which contains a variety of loan products. Specifically, it cannot be used for credit reports. It depends on the loan product you apply for. If you are overdue in the process of using the loan products, it will affect the credit record of Bai Rong Finance and may affect your use of Banyan Tree loan, so you must repay the loan on time.

If there is a demand for capital turnover, we recommend you to use Qianhua, a credit service brand under Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" in June 2065438+08). Big brands are reliable, with low interest rates and trustworthy. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%

I know many small loan companies. Generally speaking, Baidu has the highest pass rate. The credit line is the highest. Nothing gave me a credit line of 9.5W My colleague directly approved a credit line of 18W.

To spend money (member-only channel), click online measurement.

Special attention: withdraw cash in full as soon as possible after the quota is issued, because risk control is dynamic.

It's best to put forward all the suggestions on demand. The risk control system will mistakenly think that you don't need this fund, which will lead to the failure of withdrawal. At least 60% is safer. Support early settlement of repayment after the first installment.

If the money spent is not enough or there is no limit, it is recommended to try the following two platforms, which are also relatively formal licensed financial institutions! The audit is relatively less strict!

360 IOUs, with a maximum loan of 200,000!

Click online measurement

Staging music can be borrowed up to 50 thousand!

Click online measurement