Houses over 20 years old are not recommended for purchase. Why?

Houses over 20 years old are not recommended for purchase. I think there are five main reasons.

First, the quality of houses is difficult to guarantee, and the age of houses is as long as 20 years, which means that the service life of these houses has been relatively long. The building technology decades ago was relatively old, and the quality of the house at that time was relatively average. Coupled with 20 years of ups and downs, the first thing buyers need to consider is the quality of the house and whether it is safe to live.

Some friends will say, just redecorate it and make it up. In fact, quality problems do not exist in one household, but will affect the whole community and the whole building, such as aging of water and electricity pipelines and wall wear. It is difficult to solve the problem through the decoration of one household. Compared with the price, the security of residence is more important, which needs to be understood and measured in advance.

Second, the residential property is relatively poor. Now, in many communities, there will be more parking spaces and fitness areas in the early planning stage. The most important thing is comprehensive property services. Old communities, communities and properties are often relatively poor. After all, there is a big gap in living standards before and after 20 years. Some old dilapidated communities even have almost no formal property, and things at home are broken and no one can repair them. It's really troublesome.

Third, loans are difficult. Friends who have experienced loan difficulties in the past year may have a deeper understanding of the problem of loans for the elderly. There are also certain requirements for bank loans. Although mortgage interest rates have been lowered all over the country this year, it is relatively difficult for old houses to get loans.

Especially for houses over 20 years old, the loan amount is quite limited, and even some banks will refuse to give loans to such houses, which makes many buyers who try to reduce the cost of buying houses by buying old ones and buying small ones very disappointed. However, from this result, the value of old ones is constantly being questioned. If you want to get a full loan, it is recommended to know the loan situation of the old house in advance to avoid problems such as loan refusal.

Fourth, it is difficult to change hands. The mobility of the second-hand housing market in many cities is poor, and the long-lived second-hand housing is at the bottom of the contempt chain of the second-hand housing market. Imagine buying a second-hand house for 20 years now and then changing hands. Who would want to buy a house for 30 years or even longer? Can such a house still live? Everything is hard to say. After all, the life span of many houses is only 50 years now.

Fifth, the lack of demolition. Many friends may have another attempt to buy old houses and small houses, that is, waiting for demolition. But in fact, the era of comprehensive shed reform has passed. Now it is "old reform" instead of "shed reform", so it is difficult to get rich overnight through demolition. This needs reminding! The vast number of real estate speculators and investors, do not blindly start, because this kind of house is unlikely to buy at a low price and sell at a high price. It is recommended to keep in mind that "the house is not fried"!